Used cars for sale

Quality used cars, fully inspected and typically £700 below market value. Reserve online, collect nearby, and drive away with confidence. Flexible finance from 8.9% APR.

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108
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208
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WG22AOL

Nissan

Qashqai

18603

273.34

Blue

5 doors

Front Wheel Drive

Suv

Petrol Hybrid

Automatic

Storage

33405

2022

Jun 25, 2022

Oct 09, 2025

5 seats

Nissan Qashqai
Image coming soon
EV offer: 8.9% APR
Reserved

Nissan Qashqai

1.3 DIG-T MHEV N-Connecta SUV 5dr Petrol Hybrid XTRON Euro 6 (s/s) (158 ps) - INTELLIGENT LANE INTERVENTION
2022

33405 mi

Automatic
Petrol Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£273

48 month PCP

£18,603
View car

YB19YXF

Land Rover

Range Rover Evoque

23159

453.68

White

5 doors

Four Wheel Drive

Suv

Diesel

Automatic

Storage

34049

2019

Apr 19, 2019

Oct 09, 2025

5 seats

Land Rover Range Rover Evoque
Image coming soon
EV offer: 8.9% APR
Reserved

Land Rover Range Rover Evoque

2.0 D180 First Edition SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) - LED
2019

34049 mi

Automatic
Diesel

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£453

60 month HP

£23,159
View car

RE73NVN

Audi

A4

24002

358.72

White

4 doors

Front Wheel Drive

Saloon

Petrol

Automatic

Southampton

15753

2023

Oct 30, 2023

Oct 09, 2025

5 seats

Audi A4
Image coming soon
EV offer: 8.9% APR
Reserved

Audi A4

2.0 TFSI 35 S line Saloon 4dr Petrol S Tronic Euro 6 (s/s) (150 ps) - HEATED SEATS
2023

15753 mi

Automatic
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£358

48 month PCP

£24,002
View car

BG22PTX

Ford

Ecosport

10696

156.4

Silver

5 doors

Front Wheel Drive

Suv

Petrol

Manual

Storage

54125

2022

Apr 27, 2022

Oct 09, 2025

5 seats

Ford Ecosport
Image coming soon
EV offer: 8.9% APR
Reserved

Ford Ecosport

1.0T EcoBoost Active SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps) - DAB
2022

54125 mi

Manual
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£156

48 month PCP

£10,696
View car

NA23EBJ

Ford

Puma

20013

282.95

Grey

5 doors

Front Wheel Drive

Suv

Petrol Hybrid

Automatic

Storage

16114

2023

Mar 22, 2023

Oct 09, 2025

5 seats

Ford Puma
Image coming soon
EV offer: 8.9% APR
Reserved

Ford Puma

1.0T EcoBoost MHEV ST-Line Vignale SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) (155 ps) - FORD SYNC3
2023

16114 mi

Automatic
Petrol Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£282

48 month PCP

£20,013
View car

LN71KPR

Mercedes-Benz

A Class

17477

269.11

White

5 doors

Front Wheel Drive

Hatchback

Petrol

Automatic

Storage

27874

2021

Oct 31, 2021

Oct 09, 2025

5 seats

Mercedes-Benz A Class
Image coming soon
EV offer: 8.9% APR
Reserved

Mercedes-Benz A Class

1.3 A180 SE Hatchback 5dr Petrol 7G-DCT Euro 6 (s/s) (136 ps) - KEYLESS-GO
2021

27874 mi

Automatic
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£269

48 month PCP

£17,477
View car

HX22WFE

Suzuki

S-cross

14085

186.45

Black

5 doors

Front Wheel Drive

Suv

Petrol Hybrid

Manual

Storage

19231

2022

Jun 26, 2022

Oct 09, 2025

5 seats

Suzuki S-cross
Image coming soon
EV offer: 8.9% APR
Reserved

Suzuki S-cross

1.4 Boosterjet MHEV Motion SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) - LANE DEPARTURE
2022

19231 mi

Manual
Petrol Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£186

48 month PCP

£14,085
View car

VK71DYV

Skoda

Kamiq

15823

222.05

Blue

5 doors

Front Wheel Drive

Suv

Petrol

Manual

Storage

13668

2021

Dec 21, 2021

Oct 09, 2025

5 seats

Skoda Kamiq
Image coming soon
EV offer: 8.9% APR
Reserved

Skoda Kamiq

1.0 TSI SE L SUV 5dr Petrol Manual Euro 6 (s/s) (110 ps) - PRIVACY GLASS
2021

13668 mi

Manual
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£222

48 month PCP

£15,823
View car

DA22GMU

Kia

Rio

15026

233.6

Blue

5 doors

Front Wheel Drive

Hatchback

Petrol Hybrid

Manual

Storage

13114

2022

May 19, 2022

Oct 09, 2025

5 seats

Kia Rio
Image coming soon
EV offer: 8.9% APR
Reserved

Kia Rio

1.0 T-GDi MHEV GT-Line S Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (118 bhp) - BLIND SPOT ASSIST
2022

13114 mi

Manual
Petrol Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£233

48 month PCP

£15,026
View car

YF22GGO

Volkswagen

Polo

16262

248.23

White

5 doors

Front Wheel Drive

Hatchback

Petrol

Manual

Storage

26519

2022

Jun 15, 2022

Oct 09, 2025

5 seats

Volkswagen Polo
Image coming soon
EV offer: 8.9% APR
Reserved

Volkswagen Polo

1.0 TSI R-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 ps) - DIGITAL DASH
2022

26519 mi

Manual
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£248

48 month PCP

£16,262
View car

WR70PFZ

Audi

A4

23180

362.81

White

4 doors

Front Wheel Drive

Saloon

Petrol

Automatic

Storage

17506

2020

Nov 23, 2020

Oct 09, 2025

5 seats

Audi A4
Image coming soon
EV offer: 8.9% APR
Reserved

Audi A4

2.0 TFSI 35 Black Edition Saloon 4dr Petrol S Tronic Euro 6 (s/s) (150 ps) - BLUETOOTH
2020

17506 mi

Automatic
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£362

48 month PCP

£23,180
View car

SK21YVJ

BMW

3 Series

19429

295.73

Grey

5 doors

Rear Wheel Drive

Estate

Petrol Plug-in Hybrid

Automatic

Storage

60143

2021

Apr 16, 2021

Oct 09, 2025

5 seats

BMW 3 Series
Image coming soon
EV offer: 8.9% APR
Reserved

BMW 3 Series

2.0 330e 12kWh Sport Pro Touring 5dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (292 ps) - PERFORMANCE CONTROL
2021

60143 mi

Automatic
Petrol Plug-in Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£295

48 month PCP

£19,429
View car

GY70YZZ

Toyota

Corolla

17902

260.72

Grey

5 doors

Front Wheel Drive

Hatchback

Petrol Hybrid

Automatic

Storage

32557

2020

Nov 30, 2020

Oct 09, 2025

5 seats

Toyota Corolla
Image coming soon
EV offer: 8.9% APR
Reserved

Toyota Corolla

2.0 VVT-h GR SPORT Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (184 ps) - LED
2020

32557 mi

Automatic
Petrol Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£260

48 month PCP

£17,902
View car

KO21MWL

Mercedes-Benz

A Class

19534

304.63

Grey

5 doors

Front Wheel Drive

Hatchback

Diesel

Automatic

Storage

36134

2021

Jun 11, 2021

Oct 09, 2025

5 seats

Mercedes-Benz A Class
Image coming soon
EV offer: 8.9% APR
Reserved

Mercedes-Benz A Class

2.0 A200d AMG Line (Executive) Hatchback 5dr Diesel 8G-DCT Euro 6 (s/s) (150 ps) - HEATED LEATHER
2021

36134 mi

Automatic
Diesel

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£304

48 month PCP

£19,534
View car

HY70JVT

Kia

Sorento

26146

414.28

Grey

5 doors

Four Wheel Drive

Suv

Petrol Hybrid

Automatic

Storage

35531

2020

Oct 22, 2020

Oct 09, 2025

7 seats

Kia Sorento
Image coming soon
EV offer: 8.9% APR
Reserved

Kia Sorento

1.6 h T-GDi 2 SUV 5dr Petrol Hybrid Auto AWD Euro 6 (s/s) (226 bhp) - BLUETOOTH
2020

35531 mi

Automatic
Petrol Hybrid

7 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£414

48 month PCP

£26,146
View car

FN74KHF

Kia

Picanto

18675

272.03

Red

5 doors

Front Wheel Drive

Hatchback

Petrol

Automatic

Storage

2352

2024

Nov 07, 2024

Oct 09, 2025

5 seats

Kia Picanto
Image coming soon
EV offer: 8.9% APR
Reserved

Kia Picanto

1.2 GT-Line S Hatchback 5dr Petrol AMT Euro 6 (s/s) (77 bhp) - HEATED STEERING
2024

2352 mi

Automatic
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£272

48 month PCP

£18,675
View car

EK71NRJ

Volkswagen

T-Roc

21143

322.43

Grey

5 doors

Front Wheel Drive

Suv

Petrol

Automatic

Storage

23729

2021

Nov 26, 2021

Oct 09, 2025

5 seats

Volkswagen T-Roc
Image coming soon
EV offer: 8.9% APR
Reserved

Volkswagen T-Roc

1.5 TSI EVO Black Edition SUV 5dr Petrol DSG Euro 6 (s/s) (150 ps) - CLIMATE CONTROL
2021

23729 mi

Automatic
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£322

48 month PCP

£21,143
View car

LR72WFM

Cupra

Formentor

27022

401.47

Blue

5 doors

Four Wheel Drive

Suv

Petrol

Automatic

Storage

29077

2022

Oct 19, 2022

Oct 09, 2025

5 seats

Cupra Formentor
Image coming soon
EV offer: 8.9% APR
Reserved

Cupra Formentor

2.0 TSI VZ2 SUV 5dr Petrol DSG 4Drive Euro 6 (s/s) (310 ps) - LED
2022

29077 mi

Automatic
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£401

48 month PCP

£27,022
View car

OW72EKO

Jaguar

I-PACE

22685

336.95

Grey

5 doors

Four Wheel Drive

Suv

Electric

Automatic

Storage

50321

2022

Dec 06, 2022

Oct 09, 2025

5 seats

Jaguar I-PACE
Image coming soon
EV offer: 8.9% APR
Reserved

Jaguar I-PACE

400 90kWh HSE Black SUV 5dr Electric Auto 4WD (400 ps) - CARPLAY
2022

50321 mi

Automatic
Electric

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£336

48 month PCP

£22,685
View car

LP22LNM

Toyota

Corolla

16737

249.16

White

5 doors

Front Wheel Drive

Hatchback

Petrol Hybrid

Automatic

Storage

26918

2022

Aug 15, 2022

Oct 09, 2025

5 seats

Toyota Corolla
Image coming soon
EV offer: 8.9% APR
Reserved

Toyota Corolla

1.8 VVT-h GPF Icon Tech Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (122 ps) - HEATED SEATS
2022

26918 mi

Automatic
Petrol Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£249

48 month PCP

£16,737
View car

YS73TYG

Ford

Focus

15819

210.88

White

5 doors

Front Wheel Drive

Hatchback

Petrol

Manual

Gloucester

18466

2023

Nov 15, 2023

Oct 09, 2025

5 seats

Ford Focus
Image coming soon
EV offer: 8.9% APR
Reserved

Ford Focus

1.0T EcoBoost Active Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) - LANE DEPARTURE
2023

18466 mi

Manual
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£210

48 month PCP

£15,819
View car

BT73HLH

Peugeot

2008

17191

249.15

Grey

5 doors

Front Wheel Drive

Suv

Petrol

Manual

Storage

11268

2023

Oct 31, 2023

Oct 09, 2025

5 seats

Peugeot 2008
Image coming soon
EV offer: 8.9% APR
Reserved

Peugeot 2008

1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps) - SPEED LIMIT RECOG
2023

11268 mi

Manual
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£249

48 month PCP

£17,191
View car

WF71XCT

Volkswagen

Arteon

22979

370.55

White

5 doors

Front Wheel Drive

Hatchback

Petrol

Automatic

Gloucester

15347

2021

Oct 28, 2021

Oct 09, 2025

5 seats

Volkswagen Arteon
Image coming soon
EV offer: 8.9% APR
Reserved

Volkswagen Arteon

2.0 TSI R-Line Fastback 5dr Petrol DSG Euro 6 (s/s) (190 ps) - KEYLESS ENTRY
2021

15347 mi

Automatic
Petrol

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£370

48 month PCP

£22,979
View car

DF70OHG

Volvo

XC60

27190

443.35

Red

5 doors

Front Wheel Drive

Suv

Petrol Hybrid

Automatic

Storage

14524

2020

Dec 31, 2020

Oct 09, 2025

5 seats

Volvo XC60
Image coming soon
EV offer: 8.9% APR
Reserved

Volvo XC60

2.0 B5 MHEV Momentum SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (250 ps) - B PILLAR VENTILATION
2020

14524 mi

Automatic
Petrol Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£443

48 month PCP

£27,190
View car

YL20BZX

Mercedes-Benz

C Class

23624

403.87

Blue

2 doors

Rear Wheel Drive

Convertible

Diesel

Automatic

Storage

27635

2020

Aug 15, 2020

Oct 09, 2025

4 seats

Mercedes-Benz C Class
Image coming soon
EV offer: 8.9% APR
Reserved

Mercedes-Benz C Class

2.0 C220d AMG Line (Premium Plus) Cabriolet 2dr Diesel G-Tronic+ Euro 6 (s/s) (194 ps) - CARPLAY
2020

27635 mi

Automatic
Diesel

4 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£403

48 month PCP

£23,624
View car

NC19ZFW

Mini

Countryman

15516

289.69

Black

5 doors

Four Wheel Drive

Suv

Petrol Plug-in Hybrid

Automatic

Storage

40903

2019

Jul 10, 2019

Oct 09, 2025

5 seats

Mini Countryman
Image coming soon
EV offer: 8.9% APR
Reserved

Mini Countryman

1.5 7.6kWh GPF Cooper SE SUV 5dr Petrol Plug-in Hybrid Auto ALL4 Euro 6 (s/s) (224 ps) - KEYLESS START
2019

40903 mi

Automatic
Petrol Plug-in Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£289

60 month HP

£15,516
View car

PJ21ORP

BMW

X1

21825

338.79

Blue

5 doors

Four Wheel Drive

suv

Petrol Plug-in Hybrid

Automatic

Storage

22599

2021

May 18, 2021

Oct 09, 2025

5 seats

BMW X1
Image coming soon
EV offer: 8.9% APR
Reserved

BMW X1

1.5 25e 10kWh M Sport SUV 5dr Petrol Plug-in Hybrid Auto xDrive Euro 6 (s/s) (220 ps) - PERFORMANCE CONTROL
2021

22599 mi

Automatic
Petrol Plug-in Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£338

48 month PCP

£21,825
View car

PN73WDE

Hyundai

Ioniq 5

26008

401.1

Green

5 doors

Rear Wheel Drive

Hatchback

Electric

Automatic

Storage

13896

2023

Sep 01, 2023

Oct 09, 2025

5 seats

Hyundai Ioniq 5
Image coming soon
EV offer: 8.9% APR
Reserved

Hyundai Ioniq 5

77kWh Ultimate Hatchback 5dr Electric Auto (228 ps) - NAV - HEATED LEATHER
2023

13896 mi

Automatic
Electric

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£401

48 month PCP

£26,008
View car

WG22UGX

Mercedes-Benz

GLE

39488

619.97

White

5 doors

Four Wheel Drive

Suv

Diesel

Automatic

Storage

69147

2022

Jun 28, 2022

Oct 09, 2025

7 seats

Mercedes-Benz GLE
Image coming soon
EV offer: 8.9% APR
Reserved

Mercedes-Benz GLE

2.9 GLE400d AMG Line (Premium) SUV 5dr Diesel G-Tronic 4MATIC Euro 6 (s/s) (7 Seat) (330 ps) - BLIND SPOT ASSIST
2022

69147 mi

Automatic
Diesel

7 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£619

48 month PCP

£39,488
View car

DV73UDE

Kia

Sportage

25431

371.07

Blue

5 doors

Front Wheel Drive

suv

Petrol Hybrid

Automatic

Durham

16211

2023

Oct 05, 2023

Oct 09, 2025

5 seats

Kia Sportage
Image coming soon
EV offer: 8.9% APR
Reserved

Kia Sportage

1.6 h T-GDi GT-Line SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (226 bhp) - LANE DEPARTURE - LANE FOLLOWING ASSIST
2023

16211 mi

Automatic
Petrol Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£371

48 month PCP

£25,431
View car

NU24AXH

MG

Mg4

20331

271.66

Red

5 doors

Four Wheel Drive

Hatchback

Electric

Automatic

Southampton

15446

2024

Apr 12, 2024

Oct 09, 2025

5 seats

MG Mg4
Image coming soon
EV offer: 8.9% APR
Reserved

MG Mg4

64kWh XPOWER Hatchback 5dr Electric Auto 4WD (Dual Motor) (435 ps) - HEATED STEERING
2024

15446 mi

Automatic
Electric

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£271

48 month PCP

£20,331
View car

LA71PSU

DS Automobiles

Ds 3 Crossback

10482

127.04

White

5 doors

Front Wheel Drive

Suv

Electric

Automatic

Gloucester

21684

2021

Dec 31, 2021

Oct 09, 2025

5 seats

DS Automobiles DS 3 Crossback
Image coming soon
EV offer: 8.9% APR
Reserved

DS Automobiles DS 3 Crossback

E-TENSE 50kWh Prestige Crossback 5dr Electric Auto (136 ps) - AIR CON - DAB
2021

21684 mi

Automatic
Electric

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£127

48 month PCP

£10,482
View car

NG22HWZ

Audi

e-tron

22941

316.36

Black

5 doors

Four Wheel Drive

Suv

Electric

Automatic

Southampton

26301

2022

Aug 15, 2022

Oct 09, 2025

5 seats

Audi e-tron
Image coming soon
EV offer: 8.9% APR
Reserved

Audi e-tron

55 S line Sportback 5dr Electric Auto quattro 95kWh (11kW Charger) (408 ps) - ADJUSTABLE SUSPENSION
2022

26301 mi

Automatic
Electric

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£316

48 month PCP

£22,941
View car

YR72NUE

Ford

Kuga

19091

366.32

Grey

5 doors

Front Wheel Drive

suv

Petrol Plug-in Hybrid

Automatic

Durham

24883

2022

Sep 20, 2022

Oct 09, 2025

5 seats

Ford Kuga
Image coming soon
EV offer: 8.9% APR
Reserved

Ford Kuga

2.5 EcoBoost Duratec 14.4kWh ST-Line SUV 5dr Petrol Plug-in Hybrid CVT Euro 6 (s/s) (225 ps) - LANE DEPARTURE
2022

24883 mi

Automatic
Petrol Plug-in Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£366

60 month HP

£19,091
View car

NL72OAZ

BMW

X3

28408

439.62

Black

5 doors

Four Wheel Drive

suv

Petrol Plug-in Hybrid

Automatic

Storage

64778

2022

Sep 09, 2022

Oct 09, 2025

5 seats

BMW X3
Image coming soon
EV offer: 8.9% APR
Reserved

BMW X3

2.0 30e 12kWh M Sport SUV 5dr Petrol Plug-in Hybrid Auto xDrive Euro 6 (s/s) (292 ps) - PERFORMANCE CONTROL
2022

64778 mi

Automatic
Petrol Plug-in Hybrid

5 seats

Autotrader Good PriceAutotrader Great PriceAutotrader Lower Price
£439

48 month PCP

£28,408
View car
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Finance representative example (PCP)

Total cash price £12,450.00. Borrowing £10,450.00 with a £2,000.00 deposit at a representative APR of 10.9%

Fixed interest rate / annum
5.12%
Total amount payable
£16,158.99
Optional final payment
£6,268.75
Excess mileage charge
14.9p per mile
48 monthly payments
£164.38
Total amount payable
£3,668.99
Annual mileage limit
6,000

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Carsa Ltd is authorised and regulated by the Financial Conduct Authority, FCA Registered Number (FRN) 935130. Carsa Ltd is a Credit Broker not a Lender. It is our intention to provide a high level of service at all times. However if you have reason to make a complaint about our service you should contact customercare@carsa.co.uk. If we are unable to resolve your complaint satisfactorily, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). Further information is available by calling the FOS on 0845 080 1800 or visit https://www.financial-ombudsman.org.uk. You can check on the FCA's Register by visiting the FCA website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. Lenders typically pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model, product or amount you borrow. Different lenders may pay different commissions for such introductions. However, any such amounts lenders pay us will not affect the amount of interest or monthly payments you pay under your finance agreement, all of which are set by the lender concerned.

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