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Carsa Limited is authorised and regulated by the Financial Conduct Authority (FRN 935130). Carsa Limited is a Credit Broker, not a Lender. We can introduce you to a limited number of finance providers, either directly from our own panel or through Evolution Funding Limited acting as a master broker. We do not charge you a fee for our credit broking services. We do not act as a financial adviser and we do not owe you a fiduciary duty — we act in our own interest. We do not give advice or make recommendations about which lender or finance product is most suitable for you; that decision is yours.
Lenders typically pay us a commission for introducing you to them, calculated based on the amount you borrow and the term you take the agreement over. This does not vary by product type, though it may vary by lender. If you would like to know the amount of commission we receive on your agreement, please ask us. All finance applications are subject to status. Terms and conditions apply.
Finance is available to UK residents aged 18 or over. Guarantees may be required.
1. At the end of a Personal Contract Purchase (PCP) agreement you have three options:
2. Retain the car — pay the Optional Final Payment and the agreement is complete.
3. Return the car — there is nothing more to pay if the car is in good condition and within the agreed mileage terms.
4. Renew the car — choose another car, using any part exchange value above the Optional Final Payment towards your deposit.
If you use an external finance company to pay for your vehicle, there will be an external finance admin fee of £495 to cover administration costs.
It is our intention to provide a high level of service at all times. However, if you have reason to make a complaint about our service, please click here. If we are unable to resolve your complaint satisfactorily, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). Further information is available by calling the FOS on 0800 023 4567 or visiting www.financial-ombudsman.org.uk. You can check the FCA's Register by visiting https://www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768.