FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

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Do you offer drive away insurance?

We don't have an affiliated insurance partner, but many customers use Cuvva for short-term cover — they offer policies from 1 day up to a year.

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Are there age restrictions for test drives?

Yes, to take a test drive you must: be over 21 years old, have held your driving licence for at least 1 year, have not been involved in an accident in the last 3 years, have not been banned or excluded from driving, and have no more than 6 points on your licence. All test drives are accompanied by a member of our team. Please bring your driving licence with you.

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How does the finance eligibility checker work?

Our free eligibility checker takes about 30 seconds and uses a soft credit check — so it won't affect your credit score. You'll need to provide your monthly budget, personal details (name, date of birth, contact info), address history for the last 3 years, and employment status. You'll then see your chance of approval, a personalised APR estimate, which finance types (HP or PCP) you may be eligible for, and an estimate of how much car you can afford based on your budget. These results are a guide to help you understand your options before you apply.

Finance
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How does car finance with a guarantor work?

A guarantor is someone who agrees to be responsible for your car finance payments if you can't make them — essentially a safety net for the lender. They're typically a close friend or family member with a good credit history, usually over 21, and often a homeowner. Guarantor finance can help if you have a limited or poor credit history, as lenders feel more confident approving the loan with that extra security. However, guarantor car finance isn't that common these days — most finance providers don't offer it. If you're concerned about eligibility, we'd recommend trying our free soft credit check first (it won't affect your credit score), or considering a larger deposit to improve your chances.

Finance
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Can I use a PCP or HP financed car for commercial/business purposes?

Some of our lenders do offer finance for commercial or business use, but this may not be at the same rates shown on our website. Speak with our team and we can explore your options.

Finance
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Do you provide charging cables and home installation?

We provide the charging cables that come with the vehicle from our suppliers — typically this includes the home charging cable. For specific details about what's included with a particular car, please speak with one of our team who can check for you.

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What is your returns policy?

We don't have a change-of-mind returns policy. That's why we encourage every customer to view and test drive the car before committing - so you can be completely sure it's right for you.

Before collection, every car goes through a comprehensive multi-point inspection, HPI check, and preparation process to ensure it's fit for sale. If there's a genuine issue with the car after you've collected it, our Customer Care team is here to help.

If you're unsure about a vehicle, we'd always recommend booking a test drive first so you can make a confident decision.

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Can I buy a car from Carsa if I live in another country?

Unfortunately we are unable to sell to customers who live outside of the United Kingdom of Great Britain and Northern Ireland.

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Can I transfer my CarsaCover policy to my new car?

No, extended warranties like CarsaCover are usually tied to the vehicle, not the person. If you get a new car, you would need to purchase a new CarsaCover policy for that car. The existing policy on your old car can’t be transferred over to a different vehicle. In some cases, if you sell the covered car, the warranty can stay with the car for the next owner, but you wouldn't move it onto another vehicle you buy.

When does my CarsaCover policy start?

The CarsaCover policy begins when you take ownership of the car (typically from the delivery or collection date). So you're covered from day one of your ownership under the terms of the policy. For example, if you purchase an extended warranty, it will kick in immediately and run for the duration you chose.

My car tax is free, do I need to do anything?

Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.

How do I get CarsaCover?

You can purchase CarsaCover products when you're buying your car. Our team will offer the extended warranty or insurance options during the sales process. If you decide later, just contact us soon after your purchase and we can still arrange adding it on. It's typically easiest to set up at the time of sale.

What’s included in a Major Service that’s not in a Full Service?

In general, a Major Service is more comprehensive than a Full Service. A Full Service covers the routine maintenance items (oil and filter change, checking important components, etc.). A Major Service typically includes everything in a Full Service plus additional replacements – for example, it might include changing items like spark plugs, air filters, brake fluid, and other filters or wear items that aren’t replaced at every service. Essentially, the Major Service is a bigger check-up that covers more parts and goes deeper (often done every few years), whereas a Full Service is the regular annual service.

How experienced and qualified are Carsa’s technicians?

Our technicians are highly qualified and experienced. They are trained professionals who specialise in inspecting and preparing used cars to a high standard. Every car undergoes a rigorous inspection by our technicians, who have lots of experience in the motor trade. In short, you can trust that knowledgeable, certified mechanics have checked over and serviced your car before sale.

Does Carsa offer GAP insurance?

No, we don’t offer GAP insurance. You would need to arrange GAP insurance separately if you want it.

Do you use manufacturer-approved parts and servicing?

We use high-quality parts that meet or exceed the original manufacturer specifications. Our service centres aren’t tied to a specific manufacturer, but any part we fit (for maintenance or repairs) will be OEM-approved or equivalent quality. So you can be confident that replacements – whether it’s brake pads, filters, or other components – are suitable for your car and won’t affect any remaining manufacturer warranty.

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