FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

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What is the Alloy Wheel Protection plan?

It's a 36-month plan that repairs minor cosmetic damage to your alloy wheels — kerb scuffs, chips and scratches on the wheel face from everyday driving. A mobile technician comes to your home or work; you book through the Shine! Protect app and it's usable from day one with no waiting period. It's a one-off price of £499 with up to 15 repairs across the term. Note it covers alloy wheels only — there's no tyre cover — and it's a maintenance plan, not insurance.

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What does the Cosmetic Maintenance Plan cover?

It covers minor everyday damage to your painted body panels: stone chips up to 5mm, and dents, scuffs and scratches up to 30cm wide and 3mm deep where the panel isn't cracked, torn or perforated. On the bonnet, boot and roof only stone chips are covered, not dents or scratches. It doesn't cover glass, lights, wheels, interior, trim, or matt/wrapped/bespoke finishes, and the vehicle must be under 7 years old at the plan start. Repairs are professional cosmetic blends that weatherproof the damage — they're not full factory resprays.

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How do I book a repair on my Cosmetic Maintenance Plan?

Submit a request through the Shine! Protect app (iOS or Android), online at apsmartclaim.co.uk, or by calling 01279 456 500. Upload a few photos of the damage and pick the type. Once AutoProtect authorises it, you pay the £25 call-out fee and choose a date and location — home, work or anywhere convenient — and a mobile technician comes to you. Always wait for authorisation before any work goes ahead.

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What is the Cosmetic Maintenance Plan?

It's a 36-month plan that sends an award-winning Shine! mobile technician to your home or work to repair minor cosmetic damage to your car's painted body panels — chips, dents, scuffs and scratches from everyday driving. You book through the Shine! Protect app, with up to 4 repairs per visit and up to 21 across the plan (7 per year). It's a one-off price of £449 with a £25 call-out fee per request. It's a maintenance plan, not an insurance product, and isn't regulated by the FCA.

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How do I look after my car once Ceramic Coat is applied?

Just wash it with mild car shampoo (not washing-up liquid) and water — no polishing needed, and an automatic wash-and-dry is fine. The coating repels dirt so the car stays cleaner for longer. Two things to keep in mind: remove bird droppings promptly as they're corrosive, and note the coating covers exterior paintwork, alloys, bumpers and side glass but not the front and rear windscreens.

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Do I need to reapply Williams Ceramic Coat or have it topped up?

No — it's a one-off application, applied by Carsa at handover, that lasts the lifetime of your ownership. Unlike some paint protection products it doesn't need a yearly top-up or 'enhancer' to keep the gloss or the guarantee. The only thing to remember is a re-validation inspection at Carsa after 5 years to keep the lifetime guarantee in place.

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What is Williams F1 Ceramic Coat paint protection?

It's a high-gloss ceramic coating that bonds to your paintwork and protects it against UV, acid rain, traffic grime, tree sap and harsh weathering — so your car keeps its showroom shine and is easier to clean. It's developed by Ultimotive, an Official Licensee of Williams Racing, and tested by SGS and CSIRO for hardness and gloss. It's a one-off application of £499, applied by Carsa at handover, with a lifetime guarantee for as long as you own the car.

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Are EV charging cables covered?

The onboard charger inside your car is covered. External charging cables and units — home wallboxes and public chargers — are not, and damage from using non-manufacturer-approved charging equipment isn't covered either.

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How much is my monthly payment?

The monthly payment depends on the car price, your deposit, the finance term, and the interest rate. Each car on our website can show an example finance quote with an estimated monthly payment. For a precise figure, we’d tailor a quote to your situation. We’d need to know how much (if anything) you want to put down, which car you are interested in and over how many years. For PCP we would also need to know your annual mileage. Then we can tell you exactly what the monthly cost would be.

When will my CarsaCover payments start?

If you're paying upfront, it's paid at the time you purchase the policy (usually when you buy the car). If you're paying via a monthly plan or as part of your car finance, then the payments will start alongside your car finance payments – typically one month after you collect the car. Essentially, there's no delay: you'll either pay at purchase or your installments will begin in the first billing cycle after the sale.

Will my data be shared with Assurant?

Yes, if you take out a CarsaCover policy, we will share the necessary information with Assurant (the underwriter) to set up and administer your cover. Your personal data will be handled securely and only used for the purposes of providing the insurance/warranty service. We don't share data beyond what's required for your policy.

What is CarsaCover?

CarsaCover is the name of our extended warranty and insurance package offerings. It refers to the optional plans you can get for added peace of mind after the standard 90-day warranty. Under CarsaCover, there are products like extended mechanical breakdown warranty, as well as cosmetic protection plans (like scratch & dent, alloy wheel cover, tyre insurance, etc.). It’s basically our suite of aftercare insurance products to help cover you against unexpected costs.

Does Carsa offer delivery?

Yes. Carsa offers optional home delivery across most of mainland UK. We use a trusted logistics partner to provide this service, and the fee we charge simply covers what they charge us to move the vehicle safely to your address. If you choose home delivery, there is an additional delivery fee to cover the transport cost. The amount depends on the distance (we’ll let you know the exact fee upfront before you commit). If you opt to collect the car from one of our branches, there’s no fee for collection. So, collection is free, and delivery has a charge which varies by location.

Is collection available to everyone?

Yes, anyone can choose to collect their car from a Carsa branch instead of having it delivered. If you prefer collection, just let us know and we’ll arrange to have the car at the branch for you.

Can I pay for CarsaCover in one payment?

Yes, you can choose to pay for CarsaCover upfront in a single payment. If you prefer, you might also have the option to spread the cost (for example, adding it to your monthly finance). But a one-time payment is absolutely fine and many people do pay the full amount at purchase.

How can I visit a Carsa store?

You can visit any Carsa branch during its open hours. For a Click & Collect, it’s best to have arranged your purchase or reservation online first, then you’ll come in to pick up the car. If you just want to look around or speak with our team, you’re welcome to drop by, but if you want to see a specific car, we recommend booking an appointment so the car is there and ready.

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