FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

I’m part exchanging, but have a private plate on my car. Is there anything I need to consider?

If you don’t want to keep the private plate, the process is simpler as you do not need to put your plate on retention. You will just need to bring your V5, service documents, and spare key. If you want to keep the private plate you will need to put the private plate on retention with the DVLA before your appointment. You can do this here: https://www.gov.uk/personalised-vehicle-registration-numbers/take-private-number-ofOnce you’ve done that, the DVLA will send you a new V5. You must bring the new V5 to your appointment. If you don’t bring the V5, we won’t be able to accept your part exchange. You will also need to bring service documents and a spare key if you have one.

Will a private plate affect my insurance?

Normally, no — private plates don’t affect your premium, as insurers don’t treat them as a modification. Still, it’s best to confirm with your provider.

I’m part exchanging but have lost my V5

You will need your V5 to part exchange a car with Carsa. You can apply for a new V5 on the DVLA website

I’ve booked an appointment, what do I need to bring?

You’ll need to bring your driving licence. If you’re part exchanging, please also bring your V5, service documents, and spare key. If you’re part exchanging and have a private plate, please refer to this FAQ about part exchanging with a private plate

Can I buy a car on finance at a Carsa Store?

Absolutely. If you visit a Carsa branch, our team can help you set up finance on the spot. The process is the same as online: we’ll gather some details and submit the application to our lenders. You can then sign the finance agreement digitally or in person once approved. So even at the store, you can purchase a car with a finance plan.

Can I change my finance application?

If you haven’t finalized your finance agreement yet, yes, we can adjust the application. For example, if you want to change the deposit amount or the length of the term or even the type of finance, we can work that out (it might mean doing a new quote or application, but it’s doable before signing). However, if you’ve already been approved and signed the agreement, changing it would mean cancelling that agreement (which usually you can do in the early cooling-off period) and starting a new one – not an ideal route unless necessary. So definitely speak up about any changes you want before you sign the finance contract. We’re pretty flexible up to that point.

Where’s my PIN to complete e-signing?

When you’re completing the finance e-sign process, the PIN is usually sent via text message to your mobile phone. It’s a one-time code from the lender to confirm it’s you signing the contract. So, check your phone for an SMS from the lender (or sometimes an email if they use that method). If you still can’t find it, let us or the lender know, and they can resend the PIN. It’s a security step – they typically send a 4 or 6 digit code that you then enter to finalize the e-signature.

I’ve changed my mind about part-exchanging – what now?

If you haven’t finalized the purchase yet, just tell us that you no longer want to part-exchange. We can adjust the deal so that you keep your car and pay the full price for the new car (minus any deposit you still want to put in). If you already handed over your part-exchange and completed everything, then the transaction is done and we typically wouldn’t unwind it. But if it’s before or during paperwork, you can back out of the part-exchange portion and we’ll recalculate the transaction without it.

What is the Alloy Wheel Protection plan?

It's a 36-month plan that repairs minor cosmetic damage to your alloy wheels — kerb scuffs, chips and scratches on the wheel face from everyday driving. A mobile technician comes to your home or work; you book through the Shine! Protect app and it's usable from day one with no waiting period. It's a one-off price of £499 with up to 15 repairs across the term. Note it covers alloy wheels only — there's no tyre cover — and it's a maintenance plan, not insurance.

What does the Cosmetic Maintenance Plan cover?

It covers minor everyday damage to your painted body panels: stone chips up to 5mm, and dents, scuffs and scratches up to 30cm wide and 3mm deep where the panel isn't cracked, torn or perforated. On the bonnet, boot and roof only stone chips are covered, not dents or scratches. It doesn't cover glass, lights, wheels, interior, trim, or matt/wrapped/bespoke finishes, and the vehicle must be under 7 years old at the plan start. Repairs are professional cosmetic blends that weatherproof the damage — they're not full factory resprays.

How do I book a repair on my Cosmetic Maintenance Plan?

Submit a request through the Shine! Protect app (iOS or Android), online at apsmartclaim.co.uk, or by calling 01279 456 500. Upload a few photos of the damage and pick the type. Once AutoProtect authorises it, you pay the £25 call-out fee and choose a date and location — home, work or anywhere convenient — and a mobile technician comes to you. Always wait for authorisation before any work goes ahead.

What is the Cosmetic Maintenance Plan?

It's a 36-month plan that sends an award-winning Shine! mobile technician to your home or work to repair minor cosmetic damage to your car's painted body panels — chips, dents, scuffs and scratches from everyday driving. You book through the Shine! Protect app, with up to 4 repairs per visit and up to 21 across the plan (7 per year). It's a one-off price of £449 with a £25 call-out fee per request. It's a maintenance plan, not an insurance product, and isn't regulated by the FCA.

How do I look after my car once Ceramic Coat is applied?

Just wash it with mild car shampoo (not washing-up liquid) and water — no polishing needed, and an automatic wash-and-dry is fine. The coating repels dirt so the car stays cleaner for longer. Two things to keep in mind: remove bird droppings promptly as they're corrosive, and note the coating covers exterior paintwork, alloys, bumpers and side glass but not the front and rear windscreens.

Do I need to reapply Williams Ceramic Coat or have it topped up?

No — it's a one-off application, applied by Carsa at handover, that lasts the lifetime of your ownership. Unlike some paint protection products it doesn't need a yearly top-up or 'enhancer' to keep the gloss or the guarantee. The only thing to remember is a re-validation inspection at Carsa after 5 years to keep the lifetime guarantee in place.

What is Williams F1 Ceramic Coat paint protection?

It's a high-gloss ceramic coating that bonds to your paintwork and protects it against UV, acid rain, traffic grime, tree sap and harsh weathering — so your car keeps its showroom shine and is easier to clean. It's developed by Ultimotive, an Official Licensee of Williams Racing, and tested by SGS and CSIRO for hardness and gloss. It's a one-off application of £499, applied by Carsa at handover, with a lifetime guarantee for as long as you own the car.

Are EV charging cables covered?

The onboard charger inside your car is covered. External charging cables and units — home wallboxes and public chargers — are not, and damage from using non-manufacturer-approved charging equipment isn't covered either.