FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

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Do you offer drive away insurance?

We don't have an affiliated insurance partner, but many customers use Cuvva for short-term cover — they offer policies from 1 day up to a year.

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Are there age restrictions for test drives?

Yes, to take a test drive you must: be over 21 years old, have held your driving licence for at least 1 year, have not been involved in an accident in the last 3 years, have not been banned or excluded from driving, and have no more than 6 points on your licence. All test drives are accompanied by a member of our team. Please bring your driving licence with you.

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How does the finance eligibility checker work?

Our free eligibility checker takes about 30 seconds and uses a soft credit check — so it won't affect your credit score. You'll need to provide your monthly budget, personal details (name, date of birth, contact info), address history for the last 3 years, and employment status. You'll then see your chance of approval, a personalised APR estimate, which finance types (HP or PCP) you may be eligible for, and an estimate of how much car you can afford based on your budget. These results are a guide to help you understand your options before you apply.

Finance
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How does car finance with a guarantor work?

A guarantor is someone who agrees to be responsible for your car finance payments if you can't make them — essentially a safety net for the lender. They're typically a close friend or family member with a good credit history, usually over 21, and often a homeowner. Guarantor finance can help if you have a limited or poor credit history, as lenders feel more confident approving the loan with that extra security. However, guarantor car finance isn't that common these days — most finance providers don't offer it. If you're concerned about eligibility, we'd recommend trying our free soft credit check first (it won't affect your credit score), or considering a larger deposit to improve your chances.

Finance
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Can I use a PCP or HP financed car for commercial/business purposes?

Some of our lenders do offer finance for commercial or business use, but this may not be at the same rates shown on our website. Speak with our team and we can explore your options.

Finance
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Do you provide charging cables and home installation?

We provide the charging cables that come with the vehicle from our suppliers — typically this includes the home charging cable. For specific details about what's included with a particular car, please speak with one of our team who can check for you.

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What is your returns policy?

We don't have a change-of-mind returns policy. That's why we encourage every customer to view and test drive the car before committing - so you can be completely sure it's right for you.

Before collection, every car goes through a comprehensive multi-point inspection, HPI check, and preparation process to ensure it's fit for sale. If there's a genuine issue with the car after you've collected it, our Customer Care team is here to help.

If you're unsure about a vehicle, we'd always recommend booking a test drive first so you can make a confident decision.

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Can I buy a car from Carsa if I live in another country?

Unfortunately we are unable to sell to customers who live outside of the United Kingdom of Great Britain and Northern Ireland.

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What is the difference between an instant and guaranteed valuation?

An instant valuation gives you an estimated price based on the information you provide online and some presumptions we have made about your vehicle. A guaranteed valuation is our detailed offer after you have shared additional information with us and this is the amount we commit to paying subject to the vehicle matching the details provided at your handover inspection.

What do I need to bring to my appointment?

Please bring your vehicle, your photo card driving licence and your V5C logbook. Please bring all service records you have for your vehicle. We would also recommend giving your car a clean beforehand as it helps us assess the condition more accurately.

Do I need to inform my insurance company before the handover?

You should maintain insurance on your vehicle until the sale is complete. After your handover appointment contact your insurance company to cancel your policy. You may be entitled to a refund for any remaining months of coverage.

Can I reschedule or cancel my appointment?

Yes please call us as soon as possible and we will find you a new slot.

Can I sell my car to Carsa if I have outstanding finance

If your car has outstanding finance, you can only sell your car to Carsa if you are part exchanging. This means you must also buy a car from Carsa.

Do you charge any fees when selling my car to Carsa?

No, our valuation and vehicle purchase service is completely free with no hidden fees.

What condition does my car need to be in for you to purchase it?

We purchase vehicles in various conditions however the condition will affect the valuation. We look for vehicles that are roadworthy safe and legally drivable with no significant accident damage or modifications.

Do you purchase commercial vehicles or only private cars?

We do not purchase commercial vehicles from customers.

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Finance eligibility

Takes 30 secs and has no impact on your credit score.

Car Valuation

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