The Kia Rio blends everyday practicality with signature Kia craftsmanship. Expect responsive engines, refined comfort, advanced infotainment and safety tech packaged in a distinctive design that turns routine drives into rewarding journeys.

Looking for a small car that feels big on value? The used Kia Rio for sale is a smart, no-nonsense hatchback offering everyday practicality, low running costs and impressive standard tech. It’s ideal for commuters, first-time drivers and anyone who wants a reliable, fuel-efficient car that doesn’t compromise on comfort.
At Carsa, every Kia Rio comes with a 90-day warranty, a valid MOT, optional Platinum Maintenance Repair Cover, and flexible finance from 8.9% APR. With our Reserve and Collect service, buying your next car is quick and hassle-free.
Roomy interior and easy driving
Despite being a compact hatchback, the Kia Rio offers plenty of space for both passengers and luggage. It feels solid and refined on the road, with great visibility and light steering that makes it easy to drive in town or on the motorway.
Key highlights include:
- Comfortable seating for five adults
- Smart cabin layout with quality materials
- Around 325 litres of boot space, expandable with rear seats folded
- Smooth ride and quiet cabin even at higher speeds
It’s a small car that works surprisingly well for small families or long daily commutes.
Engine options and running costs
The used Kia Rio is well known for its excellent fuel economy and low emissions. Depending on model year and spec, you’ll find:
- 1.0 T-GDi turbocharged petrol – Zippy and efficient, great for town and dual carriageway driving
- 1.2 or 1.4 petrol – Simple, dependable and easy to maintain
- Mild-hybrid versions – On newer models, delivering extra efficiency without needing to plug in
- Manual and automatic gearboxes – To suit your driving preference
All models offer low insurance groups and great fuel economy, making the Rio a cost-effective choice across the board.
Interior tech and safety features
Kia has a reputation for offering generous equipment levels, and the Rio is no exception. Depending on the trim, your used Kia Rio could include:
- Touchscreen infotainment with Apple CarPlay and Android Auto
- Rear parking sensors or reversing camera
- Cruise control and speed limiter
- Air conditioning or climate control
- USB ports and Bluetooth connectivity
- Advanced driver assistance such as lane keep assist and forward collision avoidance on higher trims
Even entry-level models are well equipped, so you can expect strong value whichever version you choose.
Trim levels and equipment
The Kia Rio is available in several trims, each offering a great blend of features:
- 1 – Basic but solid, with electric front windows and USB connectivity
- 2 – Adds alloy wheels, touchscreen, parking sensors and more
- 3 – Premium touches like sat nav, heated seats and reversing camera
- GT-Line – Sporty styling with black detailing and upgraded interior
Each trim balances practicality and features with Kia’s excellent reliability reputation.
Why choose a used Kia Rio for sale on finance?
A used Kia Rio for sale on finance is a great option if you’re after an affordable, well-equipped hatchback that’s cheap to run and easy to live with. It competes strongly with rivals like the Ford Fiesta, Vauxhall Corsa and Hyundai i20 – and often undercuts them on price.
Why buy from Carsa?
Flexible finance
from 8.9% APR
Get a personalised PCP or HP quote with rates from just 8.9% APR (Representative 10.9% APR).No impact on your credit score, see what you’re eligible for in minutes.


Free 90 day warranty
Drive away with added peace of mind. Every Carsa car comes with a 90-day warranty as standard, covering key mechanical and electrical components, so you’re protected from the start.
Checked, verified, and prepared
Every Carsa car gets a full mechanical inspection, a detailed cosmetic prep, and an Auto Trader Provenance check, so you know it looks great, drives reliably, and has a clear history before it hits the forecourt.


Reserve & Collect
Pay a £49 refundable fee and we’ll move any car to your chosen Carsa branch for a hassle-free test drive.

Save £700 on average
Our prices sit £700 below Auto Trader market valuations, on average, so you get instant, haggle-free savings.
We keep things simple and transparent, with fair pricing checked daily to make sure you’re always getting a great deal.
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Part-Exchange
Get an up-front, data-backed valuation that’s locked in for seven days—no guesswork, no surprises.
We use trusted market data to give you a fair offer right away, so you can plan your next move with confidence.

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part exchange quote
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Car care
Our car care range keeps your vehicle protected, polished, and ready for anything, from extended warranties to smart fixes and everyday essentials.

carsaCover
Keeps you covered where it counts, with extended warranties and insurance for everyday bumps, scuffs, and scrapes. From mechanical protection to cosmetic and wheel care, it’s smart cover for real-world driving.

carsaCover EV
Keeps your electric vehicle covered where it counts, with extended warranties and protection for everyday bumps, scuffs, and scrapes. From key electric components to cosmetic and wheel care, it’s smart cover for real-world electric driving.

carsaProtect
Keep that showroom shine with our premium protection using advanced nanotech to guard paint, fabric, and leather. It resists stains, sun damage, and wear, all backed by a lifetime transferable guarantee. Looks great, lasts longer.
FAQs
Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.
Our technicians are highly qualified and experienced. They are trained professionals who specialise in inspecting and preparing used cars to a high standard. Every car undergoes a rigorous inspection by our technicians, who have lots of experience in the motor trade. In short, you can trust that knowledgeable, certified mechanics have checked over and serviced your car before sale.
No, we don’t offer GAP insurance. You would need to arrange GAP insurance separately if you want it.
Yes. We we partner with HiQ to provide servicing, so you can absolutely book your car in with us for routine servicing. Just visit our Carsa Service website or call the service centre, and you can schedule a service appointment at a location that’s convenient for you. We’ll be happy to continue taking care of your car’s maintenance.
The V5C logbook is sent to you by the DVLA after purchase. It usually takes a few weeks; typically you can expect it within up to 6-12 weeks by mail.
We’ll provide the service history documents to you when you get the car. If it’s digital, we’ll give you a printout or email, and if the car has a service booklet, that will be in the car’s documents pack. Essentially, at the point of handover (collection or delivery), we’ll hand you any service records or tell you how to access them. So you’ll have the history in hand right away.
It depends on the car’s recommended schedule. Typically, cars should be serviced once a year or roughly every 10,000-12,000 miles (whichever comes first). If we’ve just serviced the car before delivery, your next service would likely be due in about a year from that service date. We’ll let you know the last service date and any upcoming due dates when you purchase the car.
If the car just had an MOT done as part of our prep, then your next MOT is due one year from that date. If it’s a nearly-new car under 3 years old that hasn’t needed an MOT yet, then its first MOT will be due when it turns 3 years old. We’ll let you know the MOT status and date when you buy the car, so you’ll know when to plan for the next one.
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