Discover the Volvo XC90, offering all‑round appeal across a range of trims and body styles. Find your ideal used XC90 today with flexible finance and warranty options at Carsa.
The Volvo XC90 is a full-size premium SUV built for families who value space, safety and Scandinavian design. With room for seven, a refined interior and class-leading safety features, a used Volvo XC90 for sale offers effortless comfort for long trips, daily commutes or school runs.
At Carsa, every XC90 includes a 90-day warranty, valid MOT, optional Platinum Maintenance Repair Cover and flexible finance from 8.9% APR. You can also buy online with confidence using our Reserve and Collect service.
Why the Volvo XC90 is a top choice for family SUV buyers
Spacious, luxurious and beautifully designed
The XC90 is designed to carry up to seven adults in comfort. The cabin is calm and airy with premium materials, minimalist Scandinavian styling and practical touches throughout. With a 356 litre boot with all seven seats up, or up to 1,856 litres with seats folded, it is ideal for weekends away, holidays or everyday errands.
There is also clever storage throughout the cabin, as well as rear seats that slide and recline independently for added flexibility.
Refined performance with electrified options
The XC90 offers a smooth and quiet drive whether you choose petrol, mild hybrid or plug-in hybrid power. Engine options include:
- B5 and B6 mild hybrid petrols with smooth automatic transmission and improved fuel efficiency
- Recharge T8 plug-in hybrid with up to 43 miles electric range and powerful combined output
- Earlier D5 diesel models which are ideal for long-distance economy
All models provide a composed, relaxing drive with light steering and excellent refinement. Most trims also come with all-wheel drive for added confidence in all weather conditions.
Technology and safety features
The XC90 is packed with technology and driver assistance features. Depending on the trim and model year, you will find:
- 9 inch vertical touchscreen infotainment
- Google built-in (on newer models)
- Apple CarPlay and Android Auto
- Digital driver display and optional head-up display
- Adaptive cruise control and lane keeping aid
- Blind spot monitoring and Pilot Assist semi-autonomous driving
- 360 camera, parking sensors and hands-free tailgate
- Heated leather seats, panoramic roof and Bowers & Wilkins sound system (on high-spec models)
Volvo’s reputation for safety is unmatched, making the XC90 a reassuring choice for families.
Trim levels and variants
The XC90 is available in several high-spec trims with different focuses:
- Momentum / Core – Comfort-focused with climate control, LED lights and sat nav
- R-Design / Plus – Sporty exterior styling, gloss black trim and upgraded interior details
- Inscription / Ultimate – Top-tier luxury with Nappa leather, ambient lighting and wood inlays
- Recharge T8 Plug-in Hybrid – Powerful and efficient PHEV with ultra-low emissions
- XC90 Excellence (limited models) – Executive four-seat version with lounge seating and premium extras
Whichever version you choose, the XC90 offers comfort, elegance and practicality in equal measure.
Why choose a used Volvo XC90 for sale on finance?
A used Volvo XC90 for sale on finance gives you access to a luxury SUV with seven-seat versatility, premium comfort and class-leading safety. It is perfect for growing families or anyone who needs space without sacrificing refinement and tech.
Compared to rivals like the Audi Q7, BMW X5 and Mercedes GLE, the XC90 offers a more minimalist design, a calming driving experience and a strong focus on sustainability with hybrid options.
With flexible finance options, a 90-day warranty and Carsa’s simple Reserve and Collect service, your next family SUV is ready when you are
Why buy from Carsa?
Flexible finance
from 8.9% APR
Get a personalised PCP or HP quote with rates from just 8.9% APR (Representative 10.9% APR).No impact on your credit score, see what you’re eligible for in minutes.
Free 90 day warranty
Drive away with added peace of mind. Every Carsa car comes with a 90-day warranty as standard, covering key mechanical and electrical components, so you’re protected from the start.
Checked, verified, and prepared
Every Carsa car gets a full mechanical inspection, a detailed cosmetic prep, and an Auto Trader Provenance check, so you know it looks great, drives reliably, and has a clear history before it hits the forecourt.
Reserve & Collect
Pay a £49 refundable fee and we’ll move any car to your chosen Carsa branch for a hassle-free test drive.
Save £700 on average
Our prices sit £700 below Auto Trader market valuations, on average, so you get instant, haggle-free savings.
We keep things simple and transparent, with fair pricing checked daily to make sure you’re always getting a great deal.
Transparent
Part-Exchange
Get an up-front, data-backed valuation that’s locked in for seven days—no guesswork, no surprises.
We use trusted market data to give you a fair offer right away, so you can plan your next move with confidence.
Get an instant
part exchange quote
Get a no-obligation part exchange valuation based on real-time market data. No fees, no fuss, and available nationwide.
Enter your car registration
Car care
Our car care range keeps your vehicle protected, polished, and ready for anything, from extended warranties to smart fixes and everyday essentials.
carsaCover
Keeps you covered where it counts, with extended warranties and insurance for everyday bumps, scuffs, and scrapes. From mechanical protection to cosmetic and wheel care, it’s smart cover for real-world driving.
carsaCover EV
Keeps your electric vehicle covered where it counts, with extended warranties and protection for everyday bumps, scuffs, and scrapes. From key electric components to cosmetic and wheel care, it’s smart cover for real-world electric driving.
carsaProtect
Keep that showroom shine with our premium protection using advanced nanotech to guard paint, fabric, and leather. It resists stains, sun damage, and wear, all backed by a lifetime transferable guarantee. Looks great, lasts longer.
FAQs
Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.
Our technicians are highly qualified and experienced. They are trained professionals who specialise in inspecting and preparing used cars to a high standard. Every car undergoes a rigorous inspection by our technicians, who have lots of experience in the motor trade. In short, you can trust that knowledgeable, certified mechanics have checked over and serviced your car before sale.
No, we don’t offer GAP insurance. You would need to arrange GAP insurance separately if you want it.
Yes. We we partner with HiQ to provide servicing, so you can absolutely book your car in with us for routine servicing. Just visit our Carsa Service website or call the service centre, and you can schedule a service appointment at a location that’s convenient for you. We’ll be happy to continue taking care of your car’s maintenance.
The V5C logbook is sent to you by the DVLA after purchase. It usually takes a few weeks; typically you can expect it within up to 6-12 weeks by mail.
We’ll provide the service history documents to you when you get the car. If it’s digital, we’ll give you a printout or email, and if the car has a service booklet, that will be in the car’s documents pack. Essentially, at the point of handover (collection or delivery), we’ll hand you any service records or tell you how to access them. So you’ll have the history in hand right away.
It depends on the car’s recommended schedule. Typically, cars should be serviced once a year or roughly every 10,000-12,000 miles (whichever comes first). If we’ve just serviced the car before delivery, your next service would likely be due in about a year from that service date. We’ll let you know the last service date and any upcoming due dates when you purchase the car.
If the car just had an MOT done as part of our prep, then your next MOT is due one year from that date. If it’s a nearly-new car under 3 years old that hasn’t needed an MOT yet, then its first MOT will be due when it turns 3 years old. We’ll let you know the MOT status and date when you buy the car, so you’ll know when to plan for the next one.
Ready to find your new car?
Explore our extensive selection of quality used cars and find the perfect match for you.
Talk to a real person, anytime.
Our friendly team is just a message or call away.