Discover the Volvo XC40, offering all‑round appeal across a range of trims and body styles. Find your ideal used XC40 today with flexible finance and warranty options at Carsa.
The Volvo XC40 is a compact premium SUV that combines minimalist design with practical space and cutting-edge safety. As the smallest member of Volvo’s award-winning SUV family, a used Volvo XC40 for sale is perfect for families, commuters or anyone looking for a premium alternative to the everyday crossover.
At Carsa, every used XC40 comes with a 90-day warranty, valid MOT, optional Platinum Maintenance Repair Cover and flexible finance from 8.9% APR. With Reserve and Collect, buying your next car online is easy and secure.
Why the Volvo XC40 is a favourite in the compact SUV class
Stylish and spacious inside and out
The XC40 blends sharp Scandinavian style with clever practicality. Its bold exterior design features a confident stance, signature Thor’s Hammer headlights and clean, modern lines. Inside, the cabin is equally impressive with soft-touch materials, clever storage solutions and a calming minimalist layout.
Despite its compact size, the XC40 offers plenty of interior space with comfortable seating for five and a generous 452 litre boot that expands further with the rear seats folded flat.
Refined performance and efficient options
The XC40 is available with a variety of powertrains to suit your driving needs:
- Petrol (T3, T4, T5) – Smooth and responsive, with both front and all-wheel drive options
- Mild Hybrid (B3, B4) – Offers improved efficiency and reduced emissions
- Plug-in Hybrid (T4 Recharge, T5 Recharge) – Combines petrol power with electric drive for up to 28 miles of electric-only range
- Pure Electric XC40 Recharge – Delivers zero-emission driving with up to 270 miles range and instant acceleration
All models offer a refined, composed driving experience with light steering and a high-quality ride.
Technology and safety features
Volvo is known for its commitment to safety, and the XC40 is no exception. It includes a wide range of smart features and intuitive tech, depending on the model and trim:
- 9 inch portrait touchscreen infotainment
- Apple CarPlay and Android Auto
- Google built-in (on newer models)
- Digital instrument cluster
- Adaptive cruise control and lane keeping aid
- Rear-view camera and front/rear parking sensors
- Pilot Assist semi-autonomous driving (on selected trims)
- Heated seats, panoramic roof and premium sound systems (on higher trims)
Everything is designed to make driving easier, safer and more enjoyable.
Trim levels and variants
The Volvo XC40 is available in a range of well-equipped trims:
- Momentum – Entry-level with LED lights, cruise control, climate control and touchscreen
- R-Design – Sporty styling, black roof, upgraded seats and alloy wheels
- Inscription – Adds luxury features like leather trim, ambient lighting and chrome accents
- Recharge Plug-in Hybrid – Combines performance with low emissions and electric range
- Recharge Pure Electric – Fully electric version with instant torque and zero tailpipe emissions
Whether you value luxury, performance or sustainability, there is an XC40 that suits you.
Why choose a used Volvo XC40 for sale on finance?
A used Volvo XC40 for sale on finance gives you a premium SUV with standout style, excellent safety credentials and everyday practicality. It’s ideal for families, professionals or anyone who wants something more refined than the average crossover.
Compared to rivals like the Audi Q3, BMW X1 and Mercedes GLA, the XC40 offers a more distinctive design, intuitive tech and a strong reputation for safety and reliability.
With flexible finance options, a 90-day warranty and Carsa’s simple Reserve and Collect service, driving away in a Volvo XC40 is easier than ever.
Why buy from Carsa?
Flexible finance
from 8.9% APR
Get a personalised PCP or HP quote with rates from just 8.9% APR (Representative 10.9% APR).No impact on your credit score, see what you’re eligible for in minutes.
Free 90 day warranty
Drive away with added peace of mind. Every Carsa car comes with a 90-day warranty as standard, covering key mechanical and electrical components, so you’re protected from the start.
Checked, verified, and prepared
Every Carsa car gets a full mechanical inspection, a detailed cosmetic prep, and an Auto Trader Provenance check, so you know it looks great, drives reliably, and has a clear history before it hits the forecourt.
Reserve & Collect
Pay a £49 refundable fee and we’ll move any car to your chosen Carsa branch for a hassle-free test drive.
Save £700 on average
Our prices sit £700 below Auto Trader market valuations, on average, so you get instant, haggle-free savings.
We keep things simple and transparent, with fair pricing checked daily to make sure you’re always getting a great deal.
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Part-Exchange
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We use trusted market data to give you a fair offer right away, so you can plan your next move with confidence.
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Car care
Our car care range keeps your vehicle protected, polished, and ready for anything, from extended warranties to smart fixes and everyday essentials.
carsaCover
Keeps you covered where it counts, with extended warranties and insurance for everyday bumps, scuffs, and scrapes. From mechanical protection to cosmetic and wheel care, it’s smart cover for real-world driving.
carsaCover EV
Keeps your electric vehicle covered where it counts, with extended warranties and protection for everyday bumps, scuffs, and scrapes. From key electric components to cosmetic and wheel care, it’s smart cover for real-world electric driving.
carsaProtect
Keep that showroom shine with our premium protection using advanced nanotech to guard paint, fabric, and leather. It resists stains, sun damage, and wear, all backed by a lifetime transferable guarantee. Looks great, lasts longer.
FAQs
Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.
Our technicians are highly qualified and experienced. They are trained professionals who specialise in inspecting and preparing used cars to a high standard. Every car undergoes a rigorous inspection by our technicians, who have lots of experience in the motor trade. In short, you can trust that knowledgeable, certified mechanics have checked over and serviced your car before sale.
No, we don’t offer GAP insurance. You would need to arrange GAP insurance separately if you want it.
Yes. We we partner with HiQ to provide servicing, so you can absolutely book your car in with us for routine servicing. Just visit our Carsa Service website or call the service centre, and you can schedule a service appointment at a location that’s convenient for you. We’ll be happy to continue taking care of your car’s maintenance.
The V5C logbook is sent to you by the DVLA after purchase. It usually takes a few weeks; typically you can expect it within up to 6-12 weeks by mail.
We’ll provide the service history documents to you when you get the car. If it’s digital, we’ll give you a printout or email, and if the car has a service booklet, that will be in the car’s documents pack. Essentially, at the point of handover (collection or delivery), we’ll hand you any service records or tell you how to access them. So you’ll have the history in hand right away.
It depends on the car’s recommended schedule. Typically, cars should be serviced once a year or roughly every 10,000-12,000 miles (whichever comes first). If we’ve just serviced the car before delivery, your next service would likely be due in about a year from that service date. We’ll let you know the last service date and any upcoming due dates when you purchase the car.
If the car just had an MOT done as part of our prep, then your next MOT is due one year from that date. If it’s a nearly-new car under 3 years old that hasn’t needed an MOT yet, then its first MOT will be due when it turns 3 years old. We’ll let you know the MOT status and date when you buy the car, so you’ll know when to plan for the next one.
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