FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

How much is my monthly payment?

The monthly payment depends on the car price, your deposit, the finance term, and the interest rate. Each car on our website can show an example finance quote with an estimated monthly payment. For a precise figure, we’d tailor a quote to your situation. We’d need to know how much (if anything) you want to put down, which car you are interested in and over how many years. For PCP we would also need to know your annual mileage. Then we can tell you exactly what the monthly cost would be.

When will my CarsaCover payments start?

If you're paying upfront, it's paid at the time you purchase the policy (usually when you buy the car). If you're paying via a monthly plan or as part of your car finance, then the payments will start alongside your car finance payments – typically one month after you collect the car. Essentially, there's no delay: you'll either pay at purchase or your installments will begin in the first billing cycle after the sale.

Will my data be shared with Assurant?

Yes, if you take out a CarsaCover policy, we will share the necessary information with Assurant (the underwriter) to set up and administer your cover. Your personal data will be handled securely and only used for the purposes of providing the insurance/warranty service. We don't share data beyond what's required for your policy.

What is CarsaCover?

CarsaCover is the name of our extended warranty and insurance package offerings. It refers to the optional plans you can get for added peace of mind after the standard 90-day warranty. Under CarsaCover, there are products like extended mechanical breakdown warranty, as well as cosmetic protection plans (like scratch & dent, alloy wheel cover, tyre insurance, etc.). It’s basically our suite of aftercare insurance products to help cover you against unexpected costs.

Does Carsa offer delivery?

Yes. Carsa offers optional home delivery across most of mainland UK. We use a trusted logistics partner to provide this service, and the fee we charge simply covers what they charge us to move the vehicle safely to your address. If you choose home delivery, there is an additional delivery fee to cover the transport cost. The amount depends on the distance (we’ll let you know the exact fee upfront before you commit). If you opt to collect the car from one of our branches, there’s no fee for collection. So, collection is free, and delivery has a charge which varies by location.

Is collection available to everyone?

Yes, anyone can choose to collect their car from a Carsa branch instead of having it delivered. If you prefer collection, just let us know and we’ll arrange to have the car at the branch for you.

Can I pay for CarsaCover in one payment?

Yes, you can choose to pay for CarsaCover upfront in a single payment. If you prefer, you might also have the option to spread the cost (for example, adding it to your monthly finance). But a one-time payment is absolutely fine and many people do pay the full amount at purchase.

How can I visit a Carsa store?

You can visit any Carsa branch during its open hours. For a Click & Collect, it’s best to have arranged your purchase or reservation online first, then you’ll come in to pick up the car. If you just want to look around or speak with our team, you’re welcome to drop by, but if you want to see a specific car, we recommend booking an appointment so the car is there and ready.

How do I claim the Pod Point home charger offer?

Use the unique referral link from Carsa and click 'Start your enquiry' to share your details with Pod Point. You'll get an email to activate your offer, then choose whether to buy outright or join Pod Drive — the £50 discount is applied automatically at checkout. After a quick remote survey, installation is typically completed within 2 weeks. Installation is subject to feasibility and the offer is only available through your Carsa referral link.

Can I get a discount on a home EV charger with Carsa?

Yes — Carsa EV customers get an exclusive £50 off a Pod Point home charger. You can subscribe with Pod Drive from £40/month (with a £99 one-off fee waived to £0 on this offer, on a 36-month contract) or buy the Pod Point Solo 3S outright from £949. Standard installation is included on both, and you control charging through the Pod Point app. The £50 discount is applied automatically when you order through the unique referral link from Carsa.

How do I get drive-away insurance to take my car home?

Download the Cuvva app on iOS or Android and set up a policy in minutes — you can have fully comprehensive cover in place before you leave the forecourt. You pick the length you need, from 1 hour up to 28 days, with no annual commitment. It's a quick way to stay covered while you arrange a longer-term policy. Cuvva is the insurance provider and is regulated by the FCA.

What is drive-away car insurance?

It's fully comprehensive temporary car insurance from Cuvva, available to Carsa customers so you can insure your new car in minutes and drive it home the same day. You choose how long you need — anything from 1 hour up to 28 days — so you only pay for the cover you want while you sort out an annual policy. It's set up on your phone through the Cuvva app (iOS and Android). Cuvva is authorised and regulated by the FCA (no. 690273).

Can I cancel my cosmetic or alloy maintenance plan?

Both the Cosmetic Maintenance Plan and the Alloy Wheel Protection plan come with a 30-day refund period from the start date, as long as no repair work has been carried out. After 30 days you can still cancel at any time, but you won't be entitled to a refund. Both plans also require the vehicle to be under 7 years old when the plan starts.

Are the cosmetic and alloy plans insurance?

The Cosmetic Maintenance Plan and Alloy Wheel Protection plan are both maintenance plans, not insurance products, and aren't regulated by the FCA. They're designed for minor cosmetic damage from everyday driving — small chips, scuffs, dents and kerbed alloys. Bigger damage from accidents, fire, theft or vandalism is a matter for your motor insurance, not these plans. All repairs need to be authorised before any work begins.

How do I book an alloy wheel repair?

Submit a request through the Shine! Protect app (iOS or Android) with a couple of photos of the damage, or call 01279 456 500. AutoProtect reviews and authorises it before any work begins, then you book a time and location in mainland UK and a mobile technician comes to you. You can submit one authorised request every 3 months, with up to 4 areas of damage per visit and a cap of 5 per year. The plan covers mainland UK only (England, Wales and Scotland excluding the Scottish Islands) and isn't transferable if you sell the car.

Does the Alloy Wheel Protection plan cover tyres?

No — the Alloy Wheel Protection plan covers alloy wheels only and there's no tyre cover. It's worth being clear on this if you've bought from Carsa before, as it's a change from the older Tyre & Alloy plan. It treats cosmetic kerb scuffs, chips and scratches on the wheel face, including diamond-cut and aerodynamic wheels, but not cracked or buckled wheels, tyres, or full lathe-cut refurbishment.