FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

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Can I transfer my CarsaCover policy to my new car?

No, extended warranties like CarsaCover are usually tied to the vehicle, not the person. If you get a new car, you would need to purchase a new CarsaCover policy for that car. The existing policy on your old car can’t be transferred over to a different vehicle. In some cases, if you sell the covered car, the warranty can stay with the car for the next owner, but you wouldn't move it onto another vehicle you buy.

Car Care
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When does my CarsaCover policy start?

The CarsaCover policy begins when you take ownership of the car (typically from the delivery or collection date). So you're covered from day one of your ownership under the terms of the policy. For example, if you purchase an extended warranty, it will kick in immediately and run for the duration you chose.

Car Care
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My car tax is free, do I need to do anything?

Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.

Car Purchase
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How do I get CarsaCover?

You can purchase CarsaCover products when you're buying your car. Our team will offer the extended warranty or insurance options during the sales process. If you decide later, just contact us soon after your purchase and we can still arrange adding it on. It's typically easiest to set up at the time of sale.

Car Care
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What’s included in a Major Service that’s not in a Full Service?

In general, a Major Service is more comprehensive than a Full Service. A Full Service covers the routine maintenance items (oil and filter change, checking important components, etc.). A Major Service typically includes everything in a Full Service plus additional replacements – for example, it might include changing items like spark plugs, air filters, brake fluid, and other filters or wear items that aren’t replaced at every service. Essentially, the Major Service is a bigger check-up that covers more parts and goes deeper (often done every few years), whereas a Full Service is the regular annual service.

Servicing
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How experienced and qualified are Carsa’s technicians?

Our technicians are highly qualified and experienced. They are trained professionals who specialise in inspecting and preparing used cars to a high standard. Every car undergoes a rigorous inspection by our technicians, who have lots of experience in the motor trade. In short, you can trust that knowledgeable, certified mechanics have checked over and serviced your car before sale.

Car Purchase
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Does Carsa offer GAP insurance?

No, we don’t offer GAP insurance. You would need to arrange GAP insurance separately if you want it.

Car Purchase
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Do you use manufacturer-approved parts and servicing?

We use high-quality parts that meet or exceed the original manufacturer specifications. Our service centres aren’t tied to a specific manufacturer, but any part we fit (for maintenance or repairs) will be OEM-approved or equivalent quality. So you can be confident that replacements – whether it’s brake pads, filters, or other components – are suitable for your car and won’t affect any remaining manufacturer warranty.

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How do I apply for finance?

We’ll start with a quick pre‑qualification to estimate the APR you’re likely to be offered. You can run this check yourself on our website or call us and we’ll do it with you. Once you’re happy, we’ll complete the full finance application together over the phone.

How does part-exchange work?

Part-exchange is simple: you tell us about your current car (either online via a form or in-person at a branch) and we give you a valuation for it. This is usually a no-obligation quote based on the car’s details (age, mileage, condition, etc.). If you’re happy with it, you can then proceed with the trade-in as part of buying your new car. When it’s time to hand over, you bring your old car to us. We inspect it to ensure its condition matches what was described, finalize the trade-in paperwork, and then the agreed part-exchange value is deducted from the price of your new Carsa car.

How will my monthly payments work?

Your monthly payments will be set up as a direct debit with the finance lender. Typically, you’ll select or be assigned a monthly due date (for example, the 1st of each month). After you sign the finance agreement and take the car, the first payment usually comes out about one month later. From then, it’s an automatic monthly debit from your bank account for the agreed amount, on the same date each month, until the finance term is complete.

How much is my monthly payment?

The monthly payment depends on the car price, your deposit, the finance term, and the interest rate. Each car on our website can show an example finance quote with an estimated monthly payment. For a precise figure, we’d tailor a quote to your situation. We’d need to know how much (if anything) you want to put down, which car you are interested in and over how many years. For PCP we would also need to know your annual mileage. Then we can tell you exactly what the monthly cost would be.

When will my CarsaCover payments start?

If you're paying upfront, it's paid at the time you purchase the policy (usually when you buy the car). If you're paying via a monthly plan or as part of your car finance, then the payments will start alongside your car finance payments – typically one month after you collect the car. Essentially, there's no delay: you'll either pay at purchase or your installments will begin in the first billing cycle after the sale.

Will my data be shared with Assurant?

Yes, if you take out a CarsaCover policy, we will share the necessary information with Assurant (the underwriter) to set up and administer your cover. Your personal data will be handled securely and only used for the purposes of providing the insurance/warranty service. We don't share data beyond what's required for your policy.

What is CarsaCover?

CarsaCover is the name of our extended warranty and insurance package offerings. It refers to the optional plans you can get for added peace of mind after the standard 90-day warranty. Under CarsaCover, there are products like extended mechanical breakdown warranty, as well as cosmetic protection plans (like scratch & dent, alloy wheel cover, tyre insurance, etc.). It’s basically our suite of aftercare insurance products to help cover you against unexpected costs.

Does Carsa offer delivery?

Yes. Carsa offers optional home delivery across most of mainland UK. We use a trusted logistics partner to provide this service, and the fee we charge simply covers what they charge us to move the vehicle safely to your address. If you choose home delivery, there is an additional delivery fee to cover the transport cost. The amount depends on the distance (we’ll let you know the exact fee upfront before you commit). If you opt to collect the car from one of our branches, there’s no fee for collection. So, collection is free, and delivery has a charge which varies by location.

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