FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

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How do CarsaCover payments work?

You can either pay for CarsaCover up front in a single payment, or sometimes we offer the option to spread the cost as part of your finance or via a payment plan. The details will be provided when you opt for the cover. Essentially, we try to make it convenient, either adding it to your car's finance agreement or paying separately by card. Our sales team will go over the payment options for any CarsaCover products you choose.

Car Care
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I'm selling my car. Can I transfer CarsaCover to the new owner?

In most cases, yes. The extended warranty (and possibly other CarsaCover protections) can be transferred to the new owner when you sell your car privately. Just contact us or the warranty provider to let them know you’re selling the car and want to transfer the cover. They will update the details to the new owner. If you trade the car in to a dealer, it may depend on the policy conditions. But generally for private sales, CarsaCover extended warranties are transferable to the next owner.

Car Care
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Will I get a courtesy car with CarsaCover extended warranty?

The CarsaCover extended warranty itself doesn’t specifically guarantee a courtesy car. If your car is being repaired under warranty at one of our service centres, we can try to assist with a courtesy vehicle if available, but it's not a formal part of the cover. It might depend on availability and the nature of the repair. So, you shouldn’t assume a courtesy car is included, but we will do our best to help keep you mobile.

Car Care
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How do I make a claim on my CarsaCover scratch and dent insurance?

For a carsaCover scratch and dent insurance claim, you would contact the carsaCover insurance team (details would be in your policy documents). Usually, you'll need to provide details of the damage (often photos) and then you'll be guided to an approved repair service. They'll fix the scratch or dent and the insurance covers the cost according to the policy (minus any excess). It's important to report the damage as soon as you can to get the claim started.

Car Care
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How can I claim on my CarsaCover extended warranty policy?

If something goes wrong that’s covered by your carsaCover extended warranty, you should contact either the Warranty administrator or Carsa. To contact us please go to http://go.carsa.co.uk/cc. We'll guide you through the process, which usually involves taking the car to an approved garage or our service centre. The repair facility will diagnose the issue and, if it’s covered under the warranty, they’ll fix it and we’ll handle the costs as per the policy (aside from any excess if applicable). Always reach out to us first to get the claim authorised before carrying out any repairs.

Car Care
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Can I transfer my CarsaCover policy to my new car?

No, extended warranties like CarsaCover are usually tied to the vehicle, not the person. If you get a new car, you would need to purchase a new CarsaCover policy for that car. The existing policy on your old car can’t be transferred over to a different vehicle. In some cases, if you sell the covered car, the warranty can stay with the car for the next owner, but you wouldn't move it onto another vehicle you buy.

Car Care
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When does my CarsaCover policy start?

The CarsaCover policy begins when you take ownership of the car (typically from the delivery or collection date). So you're covered from day one of your ownership under the terms of the policy. For example, if you purchase an extended warranty, it will kick in immediately and run for the duration you chose.

Car Care
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My car tax is free, do I need to do anything?

Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.

Car Purchase
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Where’s my nearest Carsa store?

To find your nearest Carsa branch, you can use the location finder on our website or get in touch with us with your postcode. We have about 10 Carsa Stores around the country. Let us know where you are, and we’ll point you to the closest one.

How long does each CarsaCover policy last?

It depends on the specific CarsaCover product. For example, extended warranty can be purchased for different durations (one year, two years, up to four years). Cosmetic insurance policies (like scratch & dent, alloy, tyre) often last for a fixed term, usually 1 to 3 years. The exact length will be chosen by you at purchase and will be clearly stated in your policy documents. Typically, all these coverages start from your purchase date and run for the selected term.

What happens when my CarsaCover policy ends?

When your cover period ends, that protection simply expires. If you want to continue having cover, you might have the option to extend or renew it (for example, purchase another year of extended warranty if the car is still eligible). Otherwise, any claims after expiration wouldn't be covered. We or Assurant might contact you near the end of the term with renewal options if available.

Who do you work with to provide CarsaCover?

We partner with Assurant to provide our CarsaCover products. Assurant is a leading insurance provider that underwrites and administers the extended warranty and related protection plans. So while Carsa offers the cover, it’s backed and managed by Assurant to ensure a reliable service.

Do I get breakdown assistance with the extended warranty?

No — our extended warranty doesn't include breakdown cover or roadside recovery membership. What it does include is a £50 contribution towards vehicle recovery if you need it as part of a valid claim. If you'd like ongoing breakdown cover, you'd need to arrange a separate breakdown policy.

What’s the CarsaCover cancellation policy?

You can cancel CarsaCover policies if needed. Typically, there's a cooling-off period (often 14 days from purchase) where you can cancel for a full refund, provided you haven't made a claim. If you cancel after that period, you may receive a pro-rata refund for the unused portion, minus any admin fee, depending on the specific terms of the policy. It's best to check your CarsaCover policy documents for the exact cancellation terms, or contact us and we'll help you with the process.

How can I make a claim on my CarsaCover tyre insurance policy?

To claim on the CarsaCover tyre insurance, please go to http://go.carsa.co.uk/cc and fill in the form. One of the members of our team will reach out. Let them know which tyre was damaged and how. They will usually direct you to an approved tyre center or send an inspector. If the damage is covered (like irreparable punctures or sidewall damage, depending on the policy terms), they will authorize replacement of the tyre. Follow their instructions and the tyre will be replaced under the policy (you may need to pay any excess if applicable).

Does CarsaCover cover pre-existing damage?

No, any pre-existing damage or issues wouldn’t be covered by a CarsaCover policy. Extended warranties and insurance plans cover you for new problems that occur after the policy starts. For example, if your car already had a scratch or a mechanical fault before taking out CarsaCover, that wouldn’t be claimable. CarsaCover is there to protect you going forward against unexpected repairs or new accidental damage.

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