FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

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Do you offer drive away insurance?

We don't have an affiliated insurance partner, but many customers use Cuvva for short-term cover — they offer policies from 1 day up to a year.

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Are there age restrictions for test drives?

Yes, to take a test drive you must: be over 21 years old, have held your driving licence for at least 1 year, have not been involved in an accident in the last 3 years, have not been banned or excluded from driving, and have no more than 6 points on your licence. All test drives are accompanied by a member of our team. Please bring your driving licence with you.

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How does the finance eligibility checker work?

Our free eligibility checker takes about 30 seconds and uses a soft credit check — so it won't affect your credit score. You'll need to provide your monthly budget, personal details (name, date of birth, contact info), address history for the last 3 years, and employment status. You'll then see your chance of approval, a personalised APR estimate, which finance types (HP or PCP) you may be eligible for, and an estimate of how much car you can afford based on your budget. These results are a guide to help you understand your options before you apply.

Finance
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How does car finance with a guarantor work?

A guarantor is someone who agrees to be responsible for your car finance payments if you can't make them — essentially a safety net for the lender. They're typically a close friend or family member with a good credit history, usually over 21, and often a homeowner. Guarantor finance can help if you have a limited or poor credit history, as lenders feel more confident approving the loan with that extra security. However, guarantor car finance isn't that common these days — most finance providers don't offer it. If you're concerned about eligibility, we'd recommend trying our free soft credit check first (it won't affect your credit score), or considering a larger deposit to improve your chances.

Finance
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Can I use a PCP or HP financed car for commercial/business purposes?

Some of our lenders do offer finance for commercial or business use, but this may not be at the same rates shown on our website. Speak with our team and we can explore your options.

Finance
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Do you provide charging cables and home installation?

We provide the charging cables that come with the vehicle from our suppliers — typically this includes the home charging cable. For specific details about what's included with a particular car, please speak with one of our team who can check for you.

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What is your returns policy?

We don't have a change-of-mind returns policy. That's why we encourage every customer to view and test drive the car before committing - so you can be completely sure it's right for you.

Before collection, every car goes through a comprehensive multi-point inspection, HPI check, and preparation process to ensure it's fit for sale. If there's a genuine issue with the car after you've collected it, our Customer Care team is here to help.

If you're unsure about a vehicle, we'd always recommend booking a test drive first so you can make a confident decision.

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Can I buy a car from Carsa if I live in another country?

Unfortunately we are unable to sell to customers who live outside of the United Kingdom of Great Britain and Northern Ireland.

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Can I change or cancel my in-store appointment?

No problem at all. If you need to change or cancel your appointment, just let us know as soon as you can. You can contact the store or our customer support, and we’ll help you reschedule or cancel the booking. We understand that plans change – we’ll work with you to find a new time if needed.

Can you help me choose the right car when I visit a Carsa Store?

Certainly. When you visit a Carsa Store, our team will be more than happy to assist you in finding the right car. You can tell us what you’re looking for (budget, size, features, etc.), and our friendly advisors will help point you towards options that fit your needs. We’re there to make the car-buying process easier for you.

Will I be given any previous service history, MOT certificates or other documents with my car?

Yes, of course. We will hand over any available documents when you get the car. That includes things like the car’s service book or print-out of its service history, the latest MOT certificate (if applicable), and any other papers (like the user manual or spare key info). The V5C logbook will be sent to you by the DVLA after the sale is registered, but everything else we have, we’ll pass to you at collection or delivery.

Can I book an MOT through Carsa?

Yes, we do. Carsa has service centres that can handle MOTs (as well as servicing and repairs). You can book an MOT through our Carsa Service website or by contacting one of our service centres directly. We have dedicated service locations (for example in Bolton, Cannock, Halesowen, and Towcester) ready to help with MOTs and maintenance.

Do you sell cars that have been in an accident or are a ‘write off’?

No, we don’t sell cars that have been written off or in serious accidents. Every vehicle we stock undergoes thorough history checks (for theft, write-off status, etc.), and we only sell cars with a clean title. So you won’t find any Category C/N/S/D write-offs in our inventory. If a car has had minor repairs in the past, that can happen, but anything that was an insurance write-off is not sold by Carsa.

Why has the list price of a car changed?

Our prices can adjust based on market conditions. We regularly re-price our cars using Auto Trader’s data and live market movements. If you see a list price change, it’s likely because the market value of similar cars shifted. Rest assured, any price updates are made to keep our pricing fair and competitive – we don’t change prices arbitrarily.

How do I choose the right car for me?

Take your time to think about what matters most to you – like budget, size, fuel type and features. You can browse our stock online using filters (for example, if you need a family SUV or a small city car). We also have friendly advisors who can help discuss options if you’re unsure. Basically, start with what you need from a car, and we’ll help you find a great match.

Can I get a discount for buying at a Carsa Store?

We price all our cars competitively upfront, so you'll get the same great deal whether you buy online or in-store. Our no-haggle pricing means you're already getting our best price, no need to negotiate!

That said, we do run promotions from time to time. You can check out our deals page to see any cars with active offers, but don't wait too long, as these promotions don't tend to stick around for long!

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