FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

Where’s my nearest Carsa store?

To find your nearest Carsa branch, you can use the location finder on our website or get in touch with us with your postcode. We have about 10 Carsa Stores around the country. Let us know where you are, and we’ll point you to the closest one.

How long does each CarsaCover policy last?

It depends on the specific CarsaCover product. For example, extended warranty can be purchased for different durations (one year, two years, up to four years). Cosmetic insurance policies (like scratch & dent, alloy, tyre) often last for a fixed term, usually 1 to 3 years. The exact length will be chosen by you at purchase and will be clearly stated in your policy documents. Typically, all these coverages start from your purchase date and run for the selected term.

What happens when my CarsaCover policy ends?

When your cover period ends, that protection simply expires. If you want to continue having cover, you might have the option to extend or renew it (for example, purchase another year of extended warranty if the car is still eligible). Otherwise, any claims after expiration wouldn't be covered. We or Assurant might contact you near the end of the term with renewal options if available.

Who do you work with to provide CarsaCover?

We partner with Assurant to provide our CarsaCover products. Assurant is a leading insurance provider that underwrites and administers the extended warranty and related protection plans. So while Carsa offers the cover, it’s backed and managed by Assurant to ensure a reliable service.

Do I get breakdown assistance with the extended warranty?

No — our extended warranty doesn't include breakdown cover or roadside recovery membership. What it does include is a £50 contribution towards vehicle recovery if you need it as part of a valid claim. If you'd like ongoing breakdown cover, you'd need to arrange a separate breakdown policy.

What’s the CarsaCover cancellation policy?

You can cancel CarsaCover policies if needed. Typically, there's a cooling-off period (often 14 days from purchase) where you can cancel for a full refund, provided you haven't made a claim. If you cancel after that period, you may receive a pro-rata refund for the unused portion, minus any admin fee, depending on the specific terms of the policy. It's best to check your CarsaCover policy documents for the exact cancellation terms, or contact us and we'll help you with the process.

How can I make a claim on my CarsaCover tyre insurance policy?

To claim on the CarsaCover tyre insurance, please go to http://go.carsa.co.uk/cc and fill in the form. One of the members of our team will reach out. Let them know which tyre was damaged and how. They will usually direct you to an approved tyre center or send an inspector. If the damage is covered (like irreparable punctures or sidewall damage, depending on the policy terms), they will authorize replacement of the tyre. Follow their instructions and the tyre will be replaced under the policy (you may need to pay any excess if applicable).

Does CarsaCover cover pre-existing damage?

No, any pre-existing damage or issues wouldn’t be covered by a CarsaCover policy. Extended warranties and insurance plans cover you for new problems that occur after the policy starts. For example, if your car already had a scratch or a mechanical fault before taking out CarsaCover, that wouldn’t be claimable. CarsaCover is there to protect you going forward against unexpected repairs or new accidental damage.

How and when will I receive my car’s service history?

We’ll provide the service history documents to you when you get the car. If it’s digital, we’ll give you a printout or email, and if the car has a service booklet, that will be in the car’s documents pack. Essentially, at the point of handover (collection or delivery), we’ll hand you any service records or tell you how to access them. So you’ll have the history in hand right away.

How much will additional labour and parts cost?

The cost really depends on what needs doing. Labour and parts costs vary by the specific job. If your car needs extra work outside of what’s covered or standard, our service team would give you a quote beforehand. That quote will break down the cost for parts and the labour time involved. There isn’t a flat rate since it could be anything from new brake pads to a more complex repair. Rest assured, we’ll always inform you and get your approval for any additional work and costs.

How often do I need to get my car serviced?

You should follow the manufacturer’s recommendation for your specific car. Generally, most cars need servicing roughly once a year or every 10,000-12,000 miles (whichever comes first). Some newer models have service indicators that count down based on usage. The key is regular maintenance – at least annually – to keep things running smoothly. During your purchase, we can advise when the next service is due for your car, and after that just stick to yearly or mileage-based intervals as guided by the car’s handbook.

Do you offer service plans for ongoing maintenance?

At the moment, we don’t offer pre-paid service plans. You would simply pay for services as you go. We’re here to service your car whenever you need, but we don’t have an ongoing maintenance subscription plan (often called a service plan). So just book in and pay per service as needed.

When will my next service be due?

It depends on the car’s recommended schedule. Typically, cars should be serviced once a year or roughly every 10,000-12,000 miles (whichever comes first). If we’ve just serviced the car before delivery, your next service would likely be due in about a year from that service date. We’ll let you know the last service date and any upcoming due dates when you purchase the car.

When will my next MOT be due?

If the car just had an MOT done as part of our prep, then your next MOT is due one year from that date. If it’s a nearly-new car under 3 years old that hasn’t needed an MOT yet, then its first MOT will be due when it turns 3 years old. We’ll let you know the MOT status and date when you buy the car, so you’ll know when to plan for the next one.

Can I test drive or reserve multiple cars before visiting a Carsa store?

We allow one reservation or test drive per customer at a time. Reserving a car takes it off sale for others, so we stick to one car per appointment. If you're interested in multiple cars, we'd recommend reserving the one you're most keen on first. If it's not right for you, you can then reserve another.

Will someone from Carsa come with me on the test drive?

Yes, one of our team members will accompany you on the test drive. They’re there to answer any questions about the car and for insurance purposes. It’s a relaxed ride – the colleague will sit in and guide you if needed, but you’ll get to drive and experience the car yourself.