FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

How much is my monthly payment?

The monthly payment depends on the car price, your deposit, the finance term, and the interest rate. Each car on our website can show an example finance quote with an estimated monthly payment. For a precise figure, we’d tailor a quote to your situation. We’d need to know how much (if anything) you want to put down, which car you are interested in and over how many years. For PCP we would also need to know your annual mileage. Then we can tell you exactly what the monthly cost would be.

When will my CarsaCover payments start?

If you're paying upfront, it's paid at the time you purchase the policy (usually when you buy the car). If you're paying via a monthly plan or as part of your car finance, then the payments will start alongside your car finance payments – typically one month after you collect the car. Essentially, there's no delay: you'll either pay at purchase or your installments will begin in the first billing cycle after the sale.

Will my data be shared with Assurant?

Yes, if you take out a CarsaCover policy, we will share the necessary information with Assurant (the underwriter) to set up and administer your cover. Your personal data will be handled securely and only used for the purposes of providing the insurance/warranty service. We don't share data beyond what's required for your policy.

What is CarsaCover?

CarsaCover is the name of our extended warranty and insurance package offerings. It refers to the optional plans you can get for added peace of mind after the standard 90-day warranty. Under CarsaCover, there are products like extended mechanical breakdown warranty, as well as cosmetic protection plans (like scratch & dent, alloy wheel cover, tyre insurance, etc.). It’s basically our suite of aftercare insurance products to help cover you against unexpected costs.

Does Carsa offer delivery?

Yes. Carsa offers optional home delivery across most of mainland UK. We use a trusted logistics partner to provide this service, and the fee we charge simply covers what they charge us to move the vehicle safely to your address. If you choose home delivery, there is an additional delivery fee to cover the transport cost. The amount depends on the distance (we’ll let you know the exact fee upfront before you commit). If you opt to collect the car from one of our branches, there’s no fee for collection. So, collection is free, and delivery has a charge which varies by location.

Is collection available to everyone?

Yes, anyone can choose to collect their car from a Carsa branch instead of having it delivered. If you prefer collection, just let us know and we’ll arrange to have the car at the branch for you.

Can I pay for CarsaCover in one payment?

Yes, you can choose to pay for CarsaCover upfront in a single payment. If you prefer, you might also have the option to spread the cost (for example, adding it to your monthly finance). But a one-time payment is absolutely fine and many people do pay the full amount at purchase.

How can I visit a Carsa store?

You can visit any Carsa branch during its open hours. For a Click & Collect, it’s best to have arranged your purchase or reservation online first, then you’ll come in to pick up the car. If you just want to look around or speak with our team, you’re welcome to drop by, but if you want to see a specific car, we recommend booking an appointment so the car is there and ready.

Can I book an MOT through Carsa?

Yes, we do. Carsa has service centres that can handle MOTs (as well as servicing and repairs). You can book an MOT through our Carsa Service website or by contacting one of our service centres directly. We have dedicated service locations (for example in Bolton, Cannock, Halesowen, and Towcester) ready to help with MOTs and maintenance.

Do you sell cars that have been in an accident or are a ‘write off’?

No, we don’t sell cars that have been written off or in serious accidents. Every vehicle we stock undergoes thorough history checks (for theft, write-off status, etc.), and we only sell cars with a clean title. So you won’t find any Category C/N/S/D write-offs in our inventory. If a car has had minor repairs in the past, that can happen, but anything that was an insurance write-off is not sold by Carsa.

Why has the list price of a car changed?

Our prices can adjust based on market conditions. We regularly re-price our cars using Auto Trader’s data and live market movements. If you see a list price change, it’s likely because the market value of similar cars shifted. Rest assured, any price updates are made to keep our pricing fair and competitive – we don’t change prices arbitrarily.

How do I choose the right car for me?

Take your time to think about what matters most to you – like budget, size, fuel type and features. You can browse our stock online using filters (for example, if you need a family SUV or a small city car). We also have friendly advisors who can help discuss options if you’re unsure. Basically, start with what you need from a car, and we’ll help you find a great match.

Can I get a discount for buying at a Carsa Store?

We price all our cars competitively upfront, so you'll get the same great deal whether you buy online or in-store. Our no-haggle pricing means you're already getting our best price, no need to negotiate!

That said, we do run promotions from time to time. You can check out our deals page to see any cars with active offers, but don't wait too long, as these promotions don't tend to stick around for long!

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Are your prices negotiable?

Our prices aren’t negotiable. We operate a transparent no-haggle policy – the price you see is our best price. This way, every customer gets the same fair deal without needing to negotiate. We regularly review our prices against the market to keep them competitive, so you can trust you’re getting a good value.

Can I negotiate on the price of a car at a Carsa Store?

No – the price is the same whether you’re at a Carsa Store or online. We have a no-haggle policy, so our prices are fixed and fair. You won’t be able to negotiate a lower price at the store; we’ve already done the work to price it competitively, so you can buy without the back-and-forth.

Can I buy a car at a Carsa Store?

Yes, you can. We have physical Carsa Stores (branches) you can visit. Even though you might browse and reserve online, the actual purchase and handover will happen at one of our stores. At the store, you can view the car, take a test drive (by appointment), and complete the paperwork with our team’s help.