FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

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How much can I claim on my extended warranty?

There's no cap on the number of claims during your agreement. On a standard extended warranty each claim can be up to the purchase price of your car; on the EV extended warranty each claim is paid up to £5,000.

Car Care
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How much does the extended warranty cost?

It's a one-off price with no monthly billing. For petrol, diesel and hybrid cars it's £699 for 12 months, £1,099 for 24, £1,399 for 36 and £1,699 for 48 months. EV cover is £999 for 24 months, £1,199 for 36 and £1,399 for 48. Prices can vary for Jaguar Land Rover vehicles and cars over £30,000 — your Carsa team will confirm the exact figure at handover.

Car Care
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Is the Carsa extended warranty an insurance product?

No. It's a Mechanical Failure Warranty — not an insurance product, and not regulated by the FCA. It covers the cost of repairing covered components if they suddenly fail, and it's completely optional. Every Carsa car also comes with a free 90-day warranty as standard.

Car Care
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EV? ICE? Hybrid? Plug-in Hybrid? What does it all mean?

It's an alphabet soup out there, so here's the plain-English version. There are three main types of vehicle we sell, and the easiest way to tell them apart is to ask one question: do you plug it in, and what powers it?

ICE — Internal Combustion Engine. The traditional setup: a petrol or diesel engine, no electric motor, no plug. This is what most cars on the road still are. You fill up at the pump and go.

EV — Electric Vehicle (sometimes called fully electric or battery electric). Runs purely on a battery and electric motor — no petrol or diesel involved at all. You charge it by plugging it in, either at home or at a public charger. Cheaper to run per mile and nothing coming out of the exhaust, but you'll want to think about where you'll charge it.

Hybrid — A mix of both worlds: a petrol or diesel engine and an electric motor with a battery. The car decides when to use each to save fuel. Hybrids break down into two types, and the difference comes down to whether you plug them in.

Self-charging / mild hybrid — You never plug these in; they charge their own battery as you drive (partly through braking). Some are tuned for fuel efficiency, others for a bit of extra poke and smoother stop-start running — many BMWs, for example, use a mild hybrid setup for exactly that. Think of it as a petrol or diesel car that's given a helping hand by a small electric system.

Plug-in Hybrid (PHEV) — As the name suggests, you plug these in to charge a bigger battery. That lets you drive a decent distance on electric alone (usually somewhere in the region of 20–40 miles, depending on the car) before the engine takes over for longer journeys. Great if you've got a short daily commute you can do on electric but still want the engine there for longer trips and no range worries.

The quick way to remember it: ICE never plugs in and has no electric help. Self-charging and mild hybrids never plug in but charge themselves. Plug-in hybrids plug in but keep the engine as backup. EVs only plug in, with no engine at all.

Car Purchase
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Do I need to cancel my direct debits for road tax or insurance?

Yes. Once the sale is complete contact your insurance company to cancel your policy. The DVLA will automatically cancel your road tax and refund any full months remaining. Cancel any direct debits to avoid being charged again though you should wait until you have received your tax refund first.

Sell Car
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How long is my guaranteed valuation valid for?

Your guaranteed valuation is valid for 7 days from the date it is issued provided the vehicles condition and details remain as described.

Car valuation and eligibility
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What happens after I accept your offer?

Once you accept our guaranteed valuation you will be able to select your preferred handover appointment time. You will receive a confirmation email with details of what to bring and what to expect on the day.

Sell Car
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What happens at my appointment?

The process typically takes 30-45 minutes. We will inspect your vehicle verify your ID via YOTI then complete the paperwork and payment if you are happy to proceed.

Sell Car
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What do your warranty products cover?

Every Carsa car comes with a free 90-day warranty as standard. On top of that you can add an Extended Warranty for petrol, diesel and hybrid cars, or a specialist EV Extended Warranty for electric vehicles — both administered by AutoProtect and covering major mechanical and electrical components if they suddenly fail. You can see exactly what's included on each product page: carsa.co.uk/car-care/extended-mechanical-warranty and carsa.co.uk/car-care/electric-vehicle-extended-warranty. These are Mechanical Failure Warranties, not insurance products, and they're optional.

Can I return a car if I change my mind after purchase?

Carsa does not offer a returns policy for change of mind. We encourage customers to take a test drive and inspect the vehicle thoroughly before purchasing.

Do I need to book an appointment or can I just turn up to view a car?

We recommend booking an appointment and reserving your vehicle before visiting. Our branches are busy, and booking ensures the car will be at your chosen location and a team member will be available to help you. You can book online via the vehicle page.

Can I buy CarsaCover for a car I didn't purchase from Carsa?

No, CarsaCover is only available for cars purchased from Carsa.

Do you offer drive away insurance?

We don't have an affiliated insurance partner, but many customers use Cuvva for short-term cover — they offer policies from 1 day up to a year.

Are there age restrictions for test drives?

Yes, to take a test drive you must: be over 21 years old, have held your driving licence for at least 1 year, have not been involved in an accident in the last 3 years, have not been banned or excluded from driving, and have no more than 6 points on your licence. All test drives are accompanied by a member of our team. Please bring your driving licence with you.

How does the finance eligibility checker work?

Our free eligibility checker takes about 30 seconds and uses a soft credit check — so it won't affect your credit score. You'll need to provide your monthly budget, personal details (name, date of birth, contact info), address history for the last 3 years, and employment status. You'll then see your chance of approval, a personalised APR estimate, which finance types (HP or PCP) you may be eligible for, and an estimate of how much car you can afford based on your budget. These results are a guide to help you understand your options before you apply.

How does car finance with a guarantor work?

A guarantor is someone who agrees to be responsible for your car finance payments if you can't make them — essentially a safety net for the lender. They're typically a close friend or family member with a good credit history, usually over 21, and often a homeowner. Guarantor finance can help if you have a limited or poor credit history, as lenders feel more confident approving the loan with that extra security. However, guarantor car finance isn't that common these days — most finance providers don't offer it. If you're concerned about eligibility, we'd recommend trying our free soft credit check first (it won't affect your credit score), or considering a larger deposit to improve your chances.

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