FAQs

Got Questions? We’ve got answers. Whether you’re buying your first car or trading in your old car, we’re here to make it simple. Explore our FAQs for quick, honest answers about Carsa’s process, prep, finance, handover, and more.

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Can I use my own external finance to buy a car?

Yes, you're welcome to use finance arranged through your own bank or another lender instead of our in-house options.

If you use external finance, a separate admin fee applies. For full details on fees, please see our administration fees page.

Just let our team know during checkout or when you visit the branch that you'll be paying with your own finance, so we can structure the invoice correctly.

Finance
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When will I receive my V5C logbook?

The V5C logbook is sent to you directly by the DVLA after we register the car in your name. You'll usually receive it within 4 weeks.

You don't need the V5C to drive or tax your car in the meantime. If it's been more than 4 weeks and you haven't received it, contact the DVLA directly.

Car Purchase
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What happens if I miss my appointment or don't show up?

If you can't make your appointment, please let us know as soon as possible so we can reschedule or cancel it for you.

If you don't turn up, your reservation fee won't be refunded. The fee is only refunded when you attend your appointment.

To change or cancel your appointment, please get in touch via our contact page.

Car Purchase
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What does it mean when a car is 'in preparation'?

When a car shows as 'in preparation', it means it's still going through our checks and reconditioning process. During this time, the car can't be reserved or booked for a test drive.

We would recommend leaving an enquiry on the car's page. This will ensure you are notified when the vehicle is ready. 

Car Purchase
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How do I make a claim on my Cosmetic Maintenance plan?

Need to get some cosmetic damage looked at? No problem – if you have purchased Cosmetic Maintenance, your  plan is there to help.

First, you'll need to check who your plan is with. Have a look at your policy documents – your provider will be either GardX or Shine.

Car Care
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How do I contact Shine about my plan?

If your Cosmetic Maintenance plan is with Shine, here's how to get your repair sorted.

Your Shine! Protect policy is provided by AutoProtect, and the easiest way to make a request is through their app or website.

To make a repair request:

  • Download the Shine! Protect app (available on Apple and Android – just search "Shine! Protect")
  • Or submit online at www.shineprotect.co.uk

You'll need to provide:

  • Your registration number from your agreement
  • Your postcode
  • Your surname
  • Where the damage is on the car
  • What type of damage it is
  • A photo of the damage

If your damage is covered, you'll be able to pick a date, time and location for the repair, then pay the call-out charge. You'll get a confirmation with all your appointment details.

One important thing: Please don't go ahead with any repairs without getting approval first – otherwise you might not be covered.

Car Care
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How do I contact GardX about my plan?

If your Cosmetic Maintenance, Tyre & Alloy, or Paint Protection plan is with GardX, here's how to get in touch and make a claim.

To book a Maintenance Inspection:

  • Contact your local Carsa branch in the first instance – they'll be happy to help
  • If your branch can't complete the inspection for any reason, give GardX a call on 0203 192 1425 or email requests@gardx.co.uk and they'll find another approved agent for you
  • You'll need to have a copy of your Customer Schedule and terms and conditions handy

To request a Treatment:

To log in, you'll need the details from your Customer Schedule:

  • Your surname
  • Vehicle registration
  • Email address
  • Mobile number

If any of these details are missing or incorrect, drop an email to assureservices@gardxgroup.com or call 0203 192 1425 and they'll get it sorted.

One important thing: Please don't go ahead with any treatments or repairs without getting the go-ahead from GardX first – otherwise you might not be covered.

Car Care
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How do I make a claim on my Tyre & Alloy Wheel Maintenance plan?

Got some damage to your tyres or alloys? Your maintenance plan should have you covered.

Your Tyre & Alloy plan is provided by GardX. Here's how to get in touch:

To book a Maintenance Inspection:

  • Contact your local Carsa branch in the first instance – they'll be happy to help
  • If your branch can't complete the inspection for any reason, give GardX a call on 0203 192 1425 or email requests@gardx.co.uk and they'll find another approved agent for you
  • You'll need to have a copy of your Customer Schedule and terms and conditions handy

To request a Treatment:

To log in, you'll need the details from your Customer Schedule:

  • Your surname
  • Vehicle registration
  • Email address
  • Mobile number

If any of these details are missing or incorrect, drop an email to assureservices@gardxgroup.com or call 0203 192 1425 and they'll get it sorted.

One important thing: Please don't go ahead with any treatments or repairs without getting the go-ahead from GardX first – otherwise you might not be covered.

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Car Care
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Can I get car finance with bad credit, CCJs, IVAs or bankruptcy?

Having a poor credit history doesn’t automatically mean you’ll be declined. At Carsa, we work with a wide panel of lenders, some of whom specialise in customers with CCJs, IVAs or even past bankruptcies. Approval can be more challenging, and you may be asked for extra proof of income, or, in the case of an IVA, consent from your insolvency company.

The best way to check is to use our free finance eligibility tool. It shows you your options instantly without leaving a mark on your credit file.

How can I get car finance?

At Carsa, we make it easy to apply for finance in the way that suits you best. You can:

  • Apply online by finding a car on site and then selecting Reserve & Collect
  • Speak with a specialist over the phone for tailored advice.
  • Visit a Carsa showroom and apply in person.

Lenders will normally check your income, credit profile, and ID, and may ask for extra documents such as bank statements or payslips. If you’re unsure whether you’ll be accepted, our free eligibility tool is the best place to start. It won’t affect your credit score, and it gives you a clear idea of your options.

How much warranty is left on the car I’m looking to buy?

Cars come with a manufacturer warranty when new, usually lasting a set number of years or miles. How much cover is left will depend on the car’s age, mileage and the manufacturer’s terms, so we can’t guarantee this for every vehicle. The best way to confirm the exact cover is to check directly with the manufacturer.

If you’d like extra cover, we have warranty products available at the time of purchase.

How many keys will my new car come with?

A lot of our vehicles do come with two keys, but we can only guarantee that each car has at least one. If the car has two keys, we’ll provide both.Because keys can occasionally be misplaced or damaged during transport or preparation, we can only confirm the exact number at the point of test drive. To secure your car for a test drive, simply find it on our website and book with a refundable deposit.

Can I see the battery health report for a specific electric vehicle?

Yes. We check the battery health of the electric cars we sell on site, as part of our standard inspection, so you can see how the battery's doing before you buy.

Electric cars use manufacturer-made batteries that are designed to last many years, and they're carefully managed with cooling systems and safety margins to keep them in good shape. Battery health is measured as State of Health (SoH), a percentage showing how much of the battery's original capacity it's still holding. A new battery is 100%, and a gentle drop over the years is completely normal.

You'll find each car's State of Health on its page. If you'd like to go through a particular car's battery in more detail, leave an enquiry and the team will be happy to help.

Do you offer cashback on a part exchange

There are a few scenarios where we would offer cash back on a part exchange, for example if the car you are buying is worth less than your part exchange. If you have a specific question about your situation, then please give us a call.To initiate the process, find the car you want to book on our website and book a handover with our online booking tool.

How long does it take to remove a private plate and return to the original?

If you apply online, the change can often be completed immediately. By post, it usually takes 2–6 weeks, but can be as quick as 3 days. If the DVLA needs to inspect your car, it may take longer.

Can I put a private plate on a car with finance?

Yes, but you’ll need permission from your finance company before making the change.

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