Discover the Bmw BMW X3, offering dynamic performance, premium comfort across a range of trims and body styles. Find your ideal used BMW X3 today with flexible finance and warranty options at Carsa.

The BMW X3 is a premium mid-size SUV that offers the perfect combination of performance, comfort and practicality. With its signature BMW handling, refined ride and high-quality interior, a used BMW X3 for sale is ideal for families, professionals and drivers who want more space without sacrificing driving enjoyment.
At Carsa, every X3 includes a 90-day warranty, optional Platinum Maintenance Repair Cover, and flexible finance from 8.9% APR. With Reserve and Collect, you can secure your ideal X3 online quickly and easily.
Why the BMW X3 is a class-leading premium SUV
Driving Experience
The BMW X3, first introduced in 2003, has established itself as a highly regarded compact luxury crossover SUV. Built on the same platform as the BMW 3 Series, it shares many of the same mechanical components, delivering a dynamic and engaging drive that feels every bit like a BMW.
The X3 is available in two key variants: the xDrive30i and the high-performance M40i.
- The xDrive30i is powered by a 2.0-litre four-cylinder engine producing 248 horsepower and 258 lb-ft of torque, offering an ideal balance of everyday performance and fuel efficiency.
- The M40i steps things up with a robust 3.0-litre six-cylinder engine pushing out 355 horsepower and 369 lb-ft of torque, enabling it to sprint from 0–60 mph in thrilling time and delivering genuine performance-car pace.
Both models come with an eight-speed automatic transmission, delivering smooth, precise gear changes whether you’re cruising or driving more spiritedly. The standard xDrive all-wheel drive system enhances grip and stability across varying road conditions, making the X3 as capable in bad weather as it is fun to drive on dry roads.
The X3 drives just like a BMW should – composed, balanced and surprisingly agile for an SUV. There are also diesel and plug-in hybrid variants depending on year, giving buyers a wide range of efficient and powerful options.
Interior and Comfort
Step inside the X3 and you’re welcomed by a spacious, high-quality cabin with soft-touch materials, ambient lighting and a premium feel throughout. The seating position is commanding, with excellent visibility and comfort for both front and rear passengers.
Boot space is generous at 550 litres, expanding to over 1,600 litres with the rear seats folded – making it practical for families, holidays or outdoor gear.
Technology
BMW equips the X3 with a full suite of advanced tech. Depending on model and trim, features include:
- iDrive infotainment system with rotary controller or touchscreen
- Apple CarPlay and Android Auto
- Digital instrument display
- Sat nav, Bluetooth and DAB radio
- Front and rear parking sensors or reversing camera
- Climate control, cruise control and auto headlights
- Optional Harman Kardon sound system, adaptive cruise and head-up display
Later models include BMW Operating System 7/8 with sharper graphics and enhanced connectivity.
Body Style and Trim Levels
The BMW X3 is available as a five-door premium SUV, with bold styling, signature kidney grilles and sporty proportions.
Popular trim levels include:
- SE / xLine – Comfort-focused with alloy wheels, sat nav, parking sensors and plush interior
- M Sport – Adds sportier styling, M body kit, larger wheels, and part-leather sports seats
- M40i / M40d – Performance trims with powerful engines, adaptive suspension and aggressive styling
- xDrive30e – Plug-in hybrid model with electric-only range for local trips and lower emissions
- X3 M – Full performance SUV with up to 510hp and track-inspired dynamics
Why choose a used BMW X3 for sale on finance?
A used BMW X3 for sale on finance gives you access to one of the most well-rounded premium SUVs on the market – offering style, space and real driving engagement. With excellent resale value, proven build quality and plenty of choice on the used market, the X3 remains a smart buy for families and professionals alike.
Compared to rivals like the Audi Q5, Mercedes GLC and Volvo XC60, the X3 stands out for its sharp handling, top-tier infotainment and more engaging drive – without compromising on everyday usability.
With Carsa’s flexible finance options, a 90-day warranty and simple Reserve and Collect service, your next premium SUV could be just a few clicks away.
Why buy from Carsa?
Flexible finance
from 8.9% APR
Get a personalised PCP or HP quote with rates from just 8.9% APR (Representative 10.9% APR).No impact on your credit score, see what you’re eligible for in minutes.


Free 90 day warranty
Drive away with added peace of mind. Every Carsa car comes with a 90-day warranty as standard, covering key mechanical and electrical components, so you’re protected from the start.
Checked, verified, and prepared
Every Carsa car gets a full mechanical inspection, a detailed cosmetic prep, and an Auto Trader Provenance check, so you know it looks great, drives reliably, and has a clear history before it hits the forecourt.


Reserve & Collect
Pay a £49 refundable fee and we’ll move any car to your chosen Carsa branch for a hassle-free test drive.

Save £700 on average
Our prices sit £700 below Auto Trader market valuations, on average, so you get instant, haggle-free savings.
We keep things simple and transparent, with fair pricing checked daily to make sure you’re always getting a great deal.
Transparent
Part-Exchange
Get an up-front, data-backed valuation that’s locked in for seven days—no guesswork, no surprises.
We use trusted market data to give you a fair offer right away, so you can plan your next move with confidence.

Get an instant
part exchange quote
Get a no-obligation part exchange valuation based on real-time market data. No fees, no fuss, and available nationwide.
Enter your car registration

Car care
Our car care range keeps your vehicle protected, polished, and ready for anything, from extended warranties to smart fixes and everyday essentials.

carsaCover
Keeps you covered where it counts, with extended warranties and insurance for everyday bumps, scuffs, and scrapes. From mechanical protection to cosmetic and wheel care, it’s smart cover for real-world driving.

carsaCover EV
Keeps your electric vehicle covered where it counts, with extended warranties and protection for everyday bumps, scuffs, and scrapes. From key electric components to cosmetic and wheel care, it’s smart cover for real-world electric driving.

carsaProtect
Keep that showroom shine with our premium protection using advanced nanotech to guard paint, fabric, and leather. It resists stains, sun damage, and wear, all backed by a lifetime transferable guarantee. Looks great, lasts longer.
FAQs
Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.
Our technicians are highly qualified and experienced. They are trained professionals who specialise in inspecting and preparing used cars to a high standard. Every car undergoes a rigorous inspection by our technicians, who have lots of experience in the motor trade. In short, you can trust that knowledgeable, certified mechanics have checked over and serviced your car before sale.
No, we don’t offer GAP insurance. You would need to arrange GAP insurance separately if you want it.
Yes. We we partner with HiQ to provide servicing, so you can absolutely book your car in with us for routine servicing. Just visit our Carsa Service website or call the service centre, and you can schedule a service appointment at a location that’s convenient for you. We’ll be happy to continue taking care of your car’s maintenance.
The V5C logbook is sent to you by the DVLA after purchase. It usually takes a few weeks; typically you can expect it within up to 6-12 weeks by mail.
We’ll provide the service history documents to you when you get the car. If it’s digital, we’ll give you a printout or email, and if the car has a service booklet, that will be in the car’s documents pack. Essentially, at the point of handover (collection or delivery), we’ll hand you any service records or tell you how to access them. So you’ll have the history in hand right away.
It depends on the car’s recommended schedule. Typically, cars should be serviced once a year or roughly every 10,000-12,000 miles (whichever comes first). If we’ve just serviced the car before delivery, your next service would likely be due in about a year from that service date. We’ll let you know the last service date and any upcoming due dates when you purchase the car.
If the car just had an MOT done as part of our prep, then your next MOT is due one year from that date. If it’s a nearly-new car under 3 years old that hasn’t needed an MOT yet, then its first MOT will be due when it turns 3 years old. We’ll let you know the MOT status and date when you buy the car, so you’ll know when to plan for the next one.
Ready to find your new car?
Explore our extensive selection of quality used cars and find the perfect match for you.
Talk to a real person, anytime.
Our friendly team is just a message or call away.