Discover the Bmw X5, offering all‑round appeal across a range of trims and body styles. Find your ideal used X5 today with flexible finance and warranty options at Carsa.

The BMW X5 is a luxury SUV that blends commanding performance with refined comfort and everyday usability. With bold styling, powerful engines and a premium, tech-filled interior, a used BMW X5 for sale offers the perfect balance of executive comfort and driving enjoyment — whether you’re commuting, travelling with family or exploring new terrain.
At Carsa, every used X5 includes a 90-day warranty, valid MOT, optional Platinum Maintenance Repair Cover, and flexible finance from 8.9% APR. You can also secure your next SUV online easily with our Reserve and Collect service.
Why the BMW X5 continues to lead the luxury SUV class
Presence, Practicality and Prestige
The X5’s bold kidney grille, muscular proportions and sleek LED lighting give it serious road presence. Inside, you’ll find a spacious, luxurious cabin with room for five as standard — or seven with the optional third-row seats. High-grade materials, ambient lighting and excellent visibility make it feel every inch a premium product.
With a boot capacity of up to 650 litres, the X5 is just as practical as it is luxurious, offering more than enough space for family trips, shopping runs or business needs.
Engines and Driving Performance
The X5 offers a range of powerful and refined engines, from smooth straight-six diesels to plug-in hybrids and even high-performance petrol models:
- xDrive30d / xDrive40d – Six-cylinder diesel engines offering strong torque and excellent long-distance comfort
- xDrive45e – Plug-in hybrid with up to 54 miles of electric-only range and reduced CO₂ emissions
- xDrive40i – Petrol engine offering smooth, responsive performance
- X5 M50i / X5 M – High-performance models with V8 power and thrilling dynamics
All models come with xDrive all-wheel drive, and most are paired with an 8-speed automatic gearbox for smooth, confident driving in all conditions.
Technology and Interior Features
BMW’s interiors are known for their high-quality finish and intuitive layout — and the X5 is no exception. Depending on the trim and model year, features may include:
- Live Cockpit Professional with 12.3” digital display
- iDrive infotainment system with touchscreen and rotary controller
- Apple CarPlay and Android Auto
- Gesture control and voice assistant
- Harman Kardon or Bowers & Wilkins sound systems (on higher trims)
- Heated seats, panoramic roof, ambient lighting and leather upholstery
- Parking assist, reversing camera and adaptive cruise control
From comfort to connectivity, the X5 feels designed around you.
Trims and Variants
The BMW X5 is available in a variety of trims to suit both luxury seekers and performance enthusiasts:
- xLine – Premium look with leather seats, adaptive suspension and LED lights
- M Sport – Sportier design, larger wheels, M Aerodynamics pack and high-gloss interior trim
- M50i / X5 M – Full performance models with sport suspension, enhanced brakes and V8 engines
- xDrive45e – Plug-in hybrid variant with electric range and low running costs
There’s also the optional third row, turning the X5 into a versatile seven-seater when needed.
Why choose a used BMW X5 for sale on finance?
A used BMW X5 for sale on finance gives you access to one of the most respected and well-rounded luxury SUVs on the market — combining power, tech and everyday functionality in a truly premium package.
Compared to rivals like the Audi Q7, Mercedes-Benz GLE and Volvo XC90, the X5 stands out for its driving dynamics, interior design and engine refinement. It’s an SUV that drives like a BMW should — with poise, power and polish.
With flexible finance options, a 90-day warranty and Carsa’s easy Reserve and Collect service, upgrading to a BMW X5 is straightforward and stress-free.
Why buy from Carsa?
Flexible finance
from 8.9% APR
Get a personalised PCP or HP quote with rates from just 8.9% APR (Representative 10.9% APR).No impact on your credit score, see what you’re eligible for in minutes.


Free 90 day warranty
Drive away with added peace of mind. Every Carsa car comes with a 90-day warranty as standard, covering key mechanical and electrical components, so you’re protected from the start.
Checked, verified, and prepared
Every Carsa car gets a full mechanical inspection, a detailed cosmetic prep, and an Auto Trader Provenance check, so you know it looks great, drives reliably, and has a clear history before it hits the forecourt.


Reserve & Collect
Pay a £49 refundable fee and we’ll move any car to your chosen Carsa branch for a hassle-free test drive.

Save £700 on average
Our prices sit £700 below Auto Trader market valuations, on average, so you get instant, haggle-free savings.
We keep things simple and transparent, with fair pricing checked daily to make sure you’re always getting a great deal.
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Part-Exchange
Get an up-front, data-backed valuation that’s locked in for seven days—no guesswork, no surprises.
We use trusted market data to give you a fair offer right away, so you can plan your next move with confidence.

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part exchange quote
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Car care
Our car care range keeps your vehicle protected, polished, and ready for anything, from extended warranties to smart fixes and everyday essentials.

carsaCover
Keeps you covered where it counts, with extended warranties and insurance for everyday bumps, scuffs, and scrapes. From mechanical protection to cosmetic and wheel care, it’s smart cover for real-world driving.

carsaCover EV
Keeps your electric vehicle covered where it counts, with extended warranties and protection for everyday bumps, scuffs, and scrapes. From key electric components to cosmetic and wheel care, it’s smart cover for real-world electric driving.

carsaProtect
Keep that showroom shine with our premium protection using advanced nanotech to guard paint, fabric, and leather. It resists stains, sun damage, and wear, all backed by a lifetime transferable guarantee. Looks great, lasts longer.
FAQs
Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.
Our technicians are highly qualified and experienced. They are trained professionals who specialise in inspecting and preparing used cars to a high standard. Every car undergoes a rigorous inspection by our technicians, who have lots of experience in the motor trade. In short, you can trust that knowledgeable, certified mechanics have checked over and serviced your car before sale.
No, we don’t offer GAP insurance. You would need to arrange GAP insurance separately if you want it.
Yes. We we partner with HiQ to provide servicing, so you can absolutely book your car in with us for routine servicing. Just visit our Carsa Service website or call the service centre, and you can schedule a service appointment at a location that’s convenient for you. We’ll be happy to continue taking care of your car’s maintenance.
The V5C logbook is sent to you by the DVLA after purchase. It usually takes a few weeks; typically you can expect it within up to 6-12 weeks by mail.
We’ll provide the service history documents to you when you get the car. If it’s digital, we’ll give you a printout or email, and if the car has a service booklet, that will be in the car’s documents pack. Essentially, at the point of handover (collection or delivery), we’ll hand you any service records or tell you how to access them. So you’ll have the history in hand right away.
It depends on the car’s recommended schedule. Typically, cars should be serviced once a year or roughly every 10,000-12,000 miles (whichever comes first). If we’ve just serviced the car before delivery, your next service would likely be due in about a year from that service date. We’ll let you know the last service date and any upcoming due dates when you purchase the car.
If the car just had an MOT done as part of our prep, then your next MOT is due one year from that date. If it’s a nearly-new car under 3 years old that hasn’t needed an MOT yet, then its first MOT will be due when it turns 3 years old. We’ll let you know the MOT status and date when you buy the car, so you’ll know when to plan for the next one.
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