Discover the Bmw X4, offering all‑round appeal across a range of trims and body styles. Find your ideal used X4 today with flexible finance and warranty options at Carsa.
The BMW X4 blends the high-riding presence of an SUV with the sleek silhouette of a coupe. It’s the sportier sibling to the X3, offering dynamic handling, premium interiors and bold styling — making it ideal for drivers who want practicality without compromising on style. A used BMW X4 for sale gives you the luxury and performance of a BMW, wrapped in a unique and head-turning design.
At Carsa, every X4 includes a 90-day warranty, valid MOT, optional Platinum Maintenance Repair Cover, and flexible finance from 8.9% APR. With our Reserve and Collect service, securing your next car is simple and convenient.
Why the BMW X4 stands out from the SUV crowd
Coupe Looks, SUV Substance
The X4 takes the practicality of the X3 and reshapes it into a sleek, coupe-inspired body with a sloping roofline and bold, muscular stance. It stands out with its aggressive grille, LED headlights and sculpted rear end — delivering real road presence from every angle.
Despite its sportier shape, the X4 still offers everyday practicality, including 525 litres of boot space, split-folding rear seats, and generous interior room for four adults.
Powerful, Confident Performance
As expected from BMW, the X4 delivers a refined and engaging drive. Most models feature xDrive all-wheel drive for extra grip in all conditions and a smooth 8-speed automatic gearbox.
Engine options include:
- xDrive20d / 30d – Efficient and torquey diesels with strong motorway performance
- xDrive20i / 30i – Petrol engines offering smooth, responsive acceleration
- M40i / M40d – High-performance variants with sharper handling, enhanced styling and serious power
- X4 M – Full M model with sports suspension, M styling, and blistering 0–62mph times under 4.5 seconds
The X4 feels planted, composed and sporty — whether you’re cruising or cornering.
Luxury Interior and Tech
Step inside the X4 and you’ll find a cabin that’s both modern and premium. Materials are top quality, with leather seats, brushed aluminium or wood trims, and BMW’s intuitive tech layout.
Depending on model and trim, features may include:
- 10.25” or 12.3” touchscreen infotainment with iDrive controller
- Digital driver display (Live Cockpit Professional)
- Apple CarPlay and Android Auto
- Heated front seats and ambient lighting
- Panoramic sunroof, electric boot and keyless entry
- Reversing camera and parking sensors
- Adaptive cruise control and lane assist (on higher trims)
Every detail is designed to enhance your comfort, control and connection on the road.
Trim Levels and Styling
The BMW X4 is available in several well-equipped trims to suit different driving styles:
- xLine – Leather upholstery, sat nav, LED lights and 18”+ alloys
- M Sport – Adds sportier exterior styling, larger wheels, M steering wheel and upgraded interior trim
- M40i / M40d – Performance-focused models with M Sport brakes, sports exhaust and uprated suspension
- X4 M Competition – Full-fat performance model with 510hp, aggressive styling and track-ready performance
Whether you prioritise looks, luxury or speed — there’s an X4 that delivers.
Why choose a used BMW X4 for sale on finance?
A used BMW X4 for sale on finance offers coupe-inspired style, strong performance and everyday usability. It’s ideal for drivers who want to stand out from typical SUVs while still enjoying premium comfort and practicality.
Compared to rivals like the Mercedes GLC Coupe, Audi Q5 Sportback and Porsche Macan, the X4 holds its own with a sharper drive, high-quality interior and distinctive design — all backed by BMW’s engineering pedigree.
With flexible finance options, a 90-day warranty and Carsa’s easy Reserve and Collect process, driving away in an X4 is as smooth as the car itself.
Why buy from Carsa?
Flexible finance
from 8.9% APR
Get a personalised PCP or HP quote with rates from just 8.9% APR (Representative 10.9% APR).No impact on your credit score, see what you’re eligible for in minutes.
Free 90 day warranty
Drive away with added peace of mind. Every Carsa car comes with a 90-day warranty as standard, covering key mechanical and electrical components, so you’re protected from the start.
Checked, verified, and prepared
Every Carsa car gets a full mechanical inspection, a detailed cosmetic prep, and an Auto Trader Provenance check, so you know it looks great, drives reliably, and has a clear history before it hits the forecourt.
Reserve & Collect
Pay a £49 refundable fee and we’ll move any car to your chosen Carsa branch for a hassle-free test drive.
Save £700 on average
Our prices sit £700 below Auto Trader market valuations, on average, so you get instant, haggle-free savings.
We keep things simple and transparent, with fair pricing checked daily to make sure you’re always getting a great deal.
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Part-Exchange
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We use trusted market data to give you a fair offer right away, so you can plan your next move with confidence.
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Car care
Our car care range keeps your vehicle protected, polished, and ready for anything, from extended warranties to smart fixes and everyday essentials.
carsaCover
Keeps you covered where it counts, with extended warranties and insurance for everyday bumps, scuffs, and scrapes. From mechanical protection to cosmetic and wheel care, it’s smart cover for real-world driving.
carsaCover EV
Keeps your electric vehicle covered where it counts, with extended warranties and protection for everyday bumps, scuffs, and scrapes. From key electric components to cosmetic and wheel care, it’s smart cover for real-world electric driving.
carsaProtect
Keep that showroom shine with our premium protection using advanced nanotech to guard paint, fabric, and leather. It resists stains, sun damage, and wear, all backed by a lifetime transferable guarantee. Looks great, lasts longer.
FAQs
Even if the car is in a zero road tax band, you still need to register it as taxed each year. The process is the same, but you won’t be charged anything. So you’ll need to go online or to the Post Office and 'tax' it (it will show a £0 fee). It’s important to do that so the car is officially recorded as taxed.
Our technicians are highly qualified and experienced. They are trained professionals who specialise in inspecting and preparing used cars to a high standard. Every car undergoes a rigorous inspection by our technicians, who have lots of experience in the motor trade. In short, you can trust that knowledgeable, certified mechanics have checked over and serviced your car before sale.
No, we don’t offer GAP insurance. You would need to arrange GAP insurance separately if you want it.
Yes. We we partner with HiQ to provide servicing, so you can absolutely book your car in with us for routine servicing. Just visit our Carsa Service website or call the service centre, and you can schedule a service appointment at a location that’s convenient for you. We’ll be happy to continue taking care of your car’s maintenance.
The V5C logbook is sent to you by the DVLA after purchase. It usually takes a few weeks; typically you can expect it within up to 6-12 weeks by mail.
We’ll provide the service history documents to you when you get the car. If it’s digital, we’ll give you a printout or email, and if the car has a service booklet, that will be in the car’s documents pack. Essentially, at the point of handover (collection or delivery), we’ll hand you any service records or tell you how to access them. So you’ll have the history in hand right away.
It depends on the car’s recommended schedule. Typically, cars should be serviced once a year or roughly every 10,000-12,000 miles (whichever comes first). If we’ve just serviced the car before delivery, your next service would likely be due in about a year from that service date. We’ll let you know the last service date and any upcoming due dates when you purchase the car.
If the car just had an MOT done as part of our prep, then your next MOT is due one year from that date. If it’s a nearly-new car under 3 years old that hasn’t needed an MOT yet, then its first MOT will be due when it turns 3 years old. We’ll let you know the MOT status and date when you buy the car, so you’ll know when to plan for the next one.
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