Finance representative example (PCP)
Total cash price £17,489.00. Borrowing £14,989.00 with a £2,500.00 deposit at a representative APR of 10.9%
Fixed interest rate / annum
5.66%
Total amount payable
£22,523.69
Optional final payment
£8,346.25
Excess mileage charge
15p /mile
48 monthly payments
£243.28
Total amount payable
£5,034.69
Annual mileage limit
8,000
Representative APR Competitor Comparison
How our finance rate compares to competitors
Carsa
10.9%
Representative APR
vs
Competitor average
12.15%
Representative APR
Where Carsa sits vs other UK used car supermarkets
10.9%
Carsa
12.15%
Competitor avg
Lower rate
Higher rate
10.9% Representative APR. Finance from 8.9% APR. Competitor average based on publicly advertised Representative APRs from 14 UK used car supermarkets, sampled 7 August 2026. Individual competitor rates vary and the rate you’re offered depends on your circumstances. Carsa is a Credit Broker, not a Lender. Finance is subject to status and affordability. T&Cs apply.
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